What is another word for defaulting?

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Noun
The act or state of defaulting
Adjective
Having net losses, or being in debt
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Verb
Present participle for to fail to fulfill an obligation or payment
“All too often, the only recourse a student has, once he finds his training deficient and his promised job nonexistent, is to default on his loan.”
Verb
Present participle for to revert or return to a safe or automatic selection
“The fancy font on your web page will default to what is on the person's computer, creating a distorted looking font.”
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