| It is a sobering thought that many people under-estimate financial outgoings after retirement. |
| As a fun-loving lad, I didn't pay much attention to the fact that my outgoings exceeded my income by some considerable margin. |
| They want to know my outgoings, my fixed costs, my capital outlay, my VAT number, my date of incorporation. |
| However, for many whose outgoings simply exceed their income on a regular basis such a loan may prove to be a terrible mistake. |
| The family will fill in an application form showing income, outgoings and savings to determine whether they could cover the fees. |
| Make a list of your essential regular monthly outgoings and a separate list of your debts. |
