| Whatever the reason, some lenders are squirming out of deals to refinance home loans at rates below 6 percent. |
| There are many ways to consolidate or refinance your college student loan debt. |
| For example, some lenders allow consumers to obtain home loans or refinance mortgages on the basis of assets rather than credit rating. |
| The move downward will also move some borrowers to try to refinance their mortgages. |
| One thing to note, however, is that it is a good idea for companies to refinance their debt to lower their interest rates. |
| The government is now negotiating with a dozen banks to refinance the debt at rates it can afford. |
