| An investor invests in the issuer the principal amount of the structured note component. |
| In cases involving credit cards, the dealer is already in a relationship with the issuer. |
| The issuer does not promise to reimburse third parties who deal with the cardholder. |
| The issuer must be someone who carries on a consumer credit business, that is, he must be in the business of making regulated credit agreements. |
| A difficult question arises in respect of this contract where the issuer becomes insolvent. |
| If you're worried about exceeding your credit limit, call your card issuer to ask for a small increase. |
