| If there's a history of chronic or terminal illness in a client's family, guaranteed insurability into adulthood is a definite need, not a want. |
| Even though insurability of mortgage is not deemed to be an essential element to secure PDF funds, CMHC may determine that this requirement must be met. |
| If you apply within 90 days following termination of your group health insurance, no evidence of insurability is required. |
| The insurability risk is calculated by taking into account several factors. |
| At present, both insurers and employers can demand clinical and genetic information, if known, as a condition of employment or insurability. |
| Information regarding your insurability will be treated as confidential. |
