| By contrast, some unsecured debts are not dischargeable in bankruptcy, and secured debts, such as home and auto loans are minimally affected. |
| Such an arrangement would give the commissioner a fixed term of six years, dischargeable only for cause. |
| If student debt is not to shackle existing graduates and put off future ones, the rules could be changed so that it is dischargeable in bankruptcy. |
| You did not mention the most effective remedy: make these loans dischargeable in bankruptcy again. |
| Your trustee will sell your dischargeable assets to pay your creditors. |
| The liens will be just as dischargeable as the unsecured debts. |
