What is a certificate of deposit?

What is a certificate of deposit? Here are some definitions.

Noun A type of bank account representing a time deposit, which is insured, with a specific, fixed term, and, usually, a fixed interest rate. The certificate issued to the holder of such an account, verifying that he owns it. Find more words! 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The certificate of deposit is not a negotiable instrument and cannot be assigned or pledged. The depositary shall give to the depositor a certificate of deposit attesting the deposit of the funds. What's the interest rate on a savings account, certificate of deposit and money market account? The certificate of deposit is not proof that the goods are still in storage or that they are stored on account of the initial depositor. Of course, that's awfully good when the alternative is a bank certificate of deposit that may yield a sliver of 1 percent. See Also What is another word for certificate of deposit? Sentences with the word certificate of deposit What is the plural of certificate of deposit? Nearby Definitions certificateless certificated certificate authority certificate authorities certificate certifiably Certificate of Need certificates certificates of deposit Certificates of Need certificating certification