| Completely independently of the SRM initiative, HBOS had changed its account payable systems and moved over to Oracle since the project began. |
| In 2002, HBOS dropped the Bank of Wales brand and absorbed the operations into Bank of Scotland Business Banking. |
| In March 2008, HBOS shares fell 17 percent amid false rumours that it had asked the Bank of England for emergency funding. |
| The takeover was approved by HBOS shareholders on 12 December. |
| Following the takeover, the Group stopped using the name HBOS publicly. |
| Although officially HBOS is not an acronym of any specific words, it is widely presumed to stand for Halifax Bank of Scotland. |
