| He and his colleagues collaborated on a randomized controlled trial of DIF vs. |
| But by then, DIF was already established, so state-chartered banks in Massachusetts carry both types of insurance. |
| The Federal Deposit Insurance Reform Act of 2005 created the DIF, which the FDIC uses to manage failures of insured banks, and this fund has been depleted. |
| Treasury, the DIF faces even more pressure going forward as the number of bank failures is likely to continue. |
| Anyone can contribute to the Festival by applying to run an Open Mic session, a crowd-sourced event created by those who want to share their ideas on the DIF stage. |
| Finally, features of IRT make it particularly suitable for investigating and presenting DIF graphically. |
