| Most of the bills would ban prepayment penalties, put caps on points, and establish Annual Percentage Rate thresholds. |
|
| Postage stamps were originally construed as prepayment for the service of transporting letters and packages. |
|
| My reverie ends abruptly as I join the wrong exit lane from the autoroute, one reserved for drivers with a prepayment card. |
|
| Under the bill's underwriting standards, subprime loans will be barred from carrying prepayment penalties. |
|
| Interest rates for open mortgages are generally higher than for closed mortgages because of the added prepayment flexibility. |
|
| Besides increasing liquidity, standardisation also makes it easier for investors who buy the bonds to forecast and deal with prepayment risk. |
|
| This prepayment system meets customers' need to manage call costs and to avoid exceeding rate plan limits. |
|
| All car loans are open and you may pay out the finance contract at any time without prepayment penalties. |
|
| In addition, adjustable and fixed rate mortgage-related securities are subject to prepayment risk. |
|
| In other words, if you did not make a prepayment on your mortgage this year, you will not be able to double your prepayment next year. |
|
| The valuation model used for mortgages takes into account prepayment optionality, including consumer behaviour. |
|
| Depending on the terms of your mortgage, this is the amount that could be subject to a prepayment charge. |
|
| The University of Berkley offers associate, bachelor's, master's, and doctoral degrees for a flat installment rate with a discount for prepayment. |
|
| Organizations may place an order, without prepayment, by citing a valid Purchase Order Number from their organization. |
|
| When shopping for a mortgage, make sure that you understand the prepayment options and conditions before you sign the contract. |
|
| For example, a loan prepayment option allows the borrower to prepay the loan at any time. |
|
| We also assume that some transactions costs are charged in the case of a prepayment. |
|
| Duarte provides a theoretical and empirical analysis of the links between prepayment risk and volatility in fixed-income markets. |
|
| Do you wish to meet with our prearrangement counsellor to obtain information on prepayment, different payment options, personalized quotation sheets, or simply to obtain more information? |
|
| Yet households that use prepayment meters, who would benefit the most because they're paying the most, are excluded. |
|
|
|
| Given the amount of the mortgage, the periodic payment, the timing and amount of the balloon or prepayment, and the desired yield rate, the price of the mortgage may be found. |
|
| The guarantee shall be released as and when the prepayment is deducted from interim payments or payments of balances to the contractor in accordance with the terms of the contract. |
|
| Ecotricity, which sources green electricity, doesn't charge prepayment meter customers more than others. |
|
| Your mortgage agreement will tell you how prepayment charges are calculated for your mortgage and will give you a formula to estimate what your prepayment charge would be. |
|
| Moreover, subprime loans often include prepayment penalties that extend farther into the future than those on prime loans. |
|
| Forecasting prepayment risk in America, for example, is complicated and requires lots of information about demographics and credit factors, along with plenty of market data. |
|
| If you break your contract, your lender will likely charge a prepayment charge to compensate it for the loss of interest and other costs the lender incurs to reinvest the funds. |
|
| It has also waived prepayment penalties for existing product-holders and is marshalling its employees to help move these customers on to conventional mortgages. |
|
| Exposure to these securities can result in prepayment or extension risk. |
|
| Ofgem says these charges prevent prepayment meter customers switching to cheaper deals. |
|
| A majority of low-income households use prepayment meters. |
|
| Valuation models require a variety of inputs, including contractual terms, market prices and rates, yield curves, credit curves, measures of volatility, prepayment rates and correlations of such inputs. |
|
| Since the last report, four African countries have rescheduled their debt with Paris Club creditors, and there was some activity in prepayment and regularizing relations with Paris Club creditors. |
|
| Check with your lender to see if you can pay down your mortgage faster by maintaining or increasing your payments, or making a lump sum prepayment. |
|
| As a result of the enhanced access by middle-income countries to market financing, the Paris Club has already concluded an increasing number of prepayment agreements with debtor countries. |
|
| If you're thinking about renegotiating your current fixed mortgage rate to take advantage of lower rates, consider what your prepayment charges will be. |
|
| To reduce reliance on out-of-pocket payments, it is important to push towards prepayment and pooling of funds as steps towards the achievement of universal health coverage. |
|
| In a victory achieved thanks to work of the community group ACORN, Ocwen Loan Servicing agreed in December to stop charging prepayment penalties to hurricane survivors. |
|
