How to use insurers in a sentence

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Sentence Examples Over the past three years, insurers have seriously depleted their reserves of cash, which they will need to build back up again. Some insurers will not make deductions for carpets or floor coverings which are five years or even ten years old. York council chiefs investigating how cash went missing at the authority's finance centre say they will be putting a claim in to their insurers. Allow insurers to expand their product offerings to include group insurance, health and pension plans. It seems clear that the diocese's insurers will not cover much of any future negligent supervision judgements or settlements. During soft markets, insurers tend to undercut prices for competitive reasons. Many speculators were instantly wiped out, while the less capitalized insurers were left at or near insolvency. It may be a challenging task given that rival insurers claim the price paid was over the odds. Rather than denigrating insurers, it would be instructive for Nation readers to hear from an actuary or underwriter. Some say insurers had underpriced their policies to build market share and then, in 2002, raised rates in hopes of recouping their losses. The primary insurers, however, undertook responsibility for legal expenses in full without limit. The lion's share of theft takes place outside people's homes, so insurers may be reluctant to give cover to a bike that is not garaged at night. One way to assure objective accounting is to encourage insurers to underwrite coverage for financial-statement risks, according to one professor. New insurers are, in effect, partitioned off from the higher value plans by virtue of the uneconomic pricing this would entail. What looked like a proposal of marriage between the two biggest insurers in Britain turned out to be a brief encounter. It seems to embrace the proposition that owners or occupiers are insurers for the safety of others. As with other insurers, it has a two-tier bonus structure on its endowment policies. I had to ring one of the insurers myself to check the detail before writing this column. In 1997, over 12 million people were covered for medical expenses by insurers, friendly societies, and cash plan companies. Thus I feel caught between the Government and insurers with uninsurable losses. Show More Sentences That could change rapidly as hospitals learn they can make an end run around insurers. Since then thousands of unresolved disputes between the insured and their insurers have been referred to the Insurance Ombudsman and settled. Sources said that global insurers have begun once again re-evaluating the risk ratings of the domestic insurance market. The obligations and duties of insurers doing direct selling need to be spelt out explicitly. I expect insurers and other firms to preserve their profit margins at all costs. Now, two months into the new year, the consequences appear to be far milder than the insurers suggested. Some insurers will require proof of purchase, such as a receipt, or independent valuations for each declared item. Anyone considering PHI should be careful about the broker they choose as brokers don't always sell products from all insurers in the market. As one of the leading exponents of non-standard car insurance it can call on a large number of insurers. He said private insurers will have to offer consumers an inexpensive, no-frills plan. Heavyweights such as insurers, banks and telecoms had helped buoy the market. The worst stock market slump in 30 years has hammered global financial stocks, raising fears about the capital strength of banks and insurers. The couple, who are now living in rented accommodation in the village, spent most of last year wrangling with insurers. Engineers' and quantity surveyors' reports have been sent off, and it is a matter for the insurers as to how they will progress the matter. Insurance companies say the principal reason for the dramatic increases is the spiralling burden of reinsurance on all the major insurers. Like many retail insurers, they offer a custom package direct to buyers which is reinsured through a larger firm. Some small insurers may not be able to make good on all their obligations if several defaults surface at once. Many policyholders cannot afford to pay their annual motor insurance in one go and so avail of credit arrangements from insurers and brokers. Now large insurers have begun getting in on what many consider to be the future of health insurance. Tour operators, travel agents, airlines, banks and health insurers have started to offer travel cover. Show More Sentences These cases show that motor insurers have determinedly resisted paying certain claims. While insurers pay over a billion dollars in claims annually, over 200 people are killed. He declined to name them but said he advised the officials to seek legal advice and to speak with their insurers. A consumer may get five different quotes from five different insurers without knowing that they are all from the same legal entity. Many insurers will still cover you for existing conditions, providing you are not travelling against your doctor's advice. The insurers, having paid a claim made by the lessees of the refinery, brought against the defendants a subrogated claim for negligence. My understanding is that insurers will pay for reconstruction but will not just pay out a cheque in lieu of same. Most insurers moved towards limited liability by forming companies under the companies Acts of the mid-19th century. Banks and insurers are cashing in on growing disaffection with inheritance tax by promoting services that offer to cut death duties. The network, including bankers, security dealers, and insurers, mobilized very quickly. To date, few buyers have used rating and coverage packages, but insurers predict that will change when online markets become more liquid. He said the report found that Irish motor insurers made 11 times more post-tax profit than their British equivalents in the past 16 years. Also on the agenda will be how to accelerate sales of the government's stakes in public companies and allowing insurers to go public. With insurers paying for even routine care, consumers lack incentives to shop for low-cost, high-value care. Thus, for example, many indemnity insurers will not pay for elective cosmetic surgeries. Similarly, general practitioners functioning through primary care groups would charge insurers or offer prepaid services. Some insurers provide premiums to pensioners or enhanced benefits by waiving excesses. Claims handlers, who help policyholders pursue insurers, reckon that the most lucrative area is health insurance. The life insurers are the walking wounded of this three-year bear market, because their earnings are linked to their stock market investments. It may be that Mr. Mitchell assumed that it would relieve the insurers from all risk arising from vandalism, sabotage and malicious mischief. Show More Sentences Some insurers only compensate for delays to an outward journey and only on scheduled airlines, not charters. To entice insurers to provide higher protection limits, the industry wants the federal government to backstop its unlimited liability. Health insurers say the average rise in premiums dropped a couple of percentage points from a year ago. Most insurers, plcs and mutuals alike, are sitting on large heaps known as orphan assets or free estates. The company does not expect a hefty compensation bill as other insurers have also experienced tough times. It is still worth shopping around among insurers other than the four main players. The insurers have found that many suspect claims are dropped as soon as concerns are raised. A German economic think tank is predicting the loss of 100,000 jobs, with banks and insurers the hardest hit. Other insurers named in the case are banking that it will be thrown out by the federal court for the Southern District of Florida. Some insurers and banks are needlessly holding up the process with medical exams. Against this background fears of the impact of a mass sell-off by insurers cannot be discounted. If the arbitrators confirmed the view of the insurers, then the benefits would not be payable. We are talking to a life insurance company and a couple of non-life insurers for this. Many insurers will not provide motor insurance quotations for certain careers. In a general sense, insurers and insureds have a common interest in ensuring that only meritorious claims are paid. The company no longer exists but Linda hopes to apply for compensation from its insurers. One should obtain quotations from all the insurers to be able to compare costs and benefits. At present, both insurers and employers can demand clinical and genetic information, if known, as a condition of employment or insurability. British insurers said it was too early for the London market to put a figure on the claims. In motoring, the state automobile associations began as sporting clubs but quickly became service organisations and insurers. Show More Sentences However, insurers say they need to see the results to prevent people cashing in unfairly on huge insurance payouts. Payers, including health insurers and governments, are trying to rein in healthcare costs, and pharmaceuticals are a prime target. The council had decided to temporarily shelve the proposal to standardise the sales illustrations of life insurers. Fewer claims usually translates into substantially lower costs of claims incurred by insurers. We also provide modeling support to the actuaries working on customized insurance products for insurers or large corporations. There is growing evidence that insurers routinely miscalculate how much compensation is due. There's nothing more important than accuracy when it comes to billing patients and insurers for psychological services, say ethics experts. December's ruling will probably mean that insurers are less exposed to compensation claims. They all add up, and insurers have a sneaky way of increasing renewal premiums each year, banking on your apathy not to move provider. Where you park your vehicle overnight is also very important to the insurers. A number of proposal forms were adduced in evidence to indicate the areas of concern to yacht insurers. Deregulation has the effect of causing many state-owned insurers to lose their monopoly on the local markets. Another crop of insurers chose to hopscotch past the Caribbean and locate here. Increasingly, more insurers are partaking in agreements and codes of conduct which bind us to the correct ethical position for the long-term future. Crooks can use it to apply for credit, file fake claims with insurers, or buy drugs and medical equipment that can be resold. If insurers beat their benchmark by 3-8 percent, they have to split that extra revenue with the federal government. Insurance is a large and varied industry, and frequently plays the heavy and bogeyman, especially the health insurers. Analysts believe the larger insurers will have sufficient assets to withstand further falls, but some of the smaller companies may find staying afloat increasingly difficult. About 170,000 homes in Scotland are at risk of flooding, according to the Scottish Executive, and insurers are counting the cost of deteriorating weather patterns. However, the Massachusetts program requires insurers to cover preventative care without a deductible. Show More Sentences Some insurers are limiting it to patients who have tried the older drugs, but failed to get satisfactory results. Many insurers have recently steered clear of properties held for residential letting and those who do give quotes will often only cover buildings and contents together. The insurers and their amici argue that the rule of construction which directs the court to construe ambiguities in favour of the insured should not apply in the instant case. And you'd face some truly epic problems getting insurers to insure it in the way that I think the author is envisioning. On the flip side, when insurers fail to meet their benchmarks the government helps absorb those costs. Aiming for the market occupied by the rich, some insurers are introducing cover for stalking, road rage, car jacking, aggravated burglary and kidnap. Can life insurers load their premium if their policyholders work or live in trophy buildings and constructions that are potential terrorist targets? It's worrying that mistakes that would stand out a mile to patients are being taken as gospel for all sorts of decisions made by healthcare staff, insurers and solicitors. Law-abiding drivers will have to fork out extra to pay for compensation awards to victims of some 1,000 hit-and-run incidents being dealt with by insurers. Health insurers are the backbone of the system, since they pay the bills. Indeed, marketization can exacerbate the problem if it encourages insurers to fragment the risk pool and maximize profits by discriminating against people likely to get sick. The profession remains a knotty tangle of influences and causations and aggravations and insurers. That means insurers are involved in assessing both the liabilities involved in the airplane itself and of the airline. Arguing that profiteering shipowners and unscrupulous insurers were collaborating in sending out unseaworthy vessels, the play led to popular outrage and a change in the law. Besides, were she to be momentarily diverted by anything beyond the boundaries of her own, perfect body, her insurers would soon put the mockers on it. How many votes to re-allow insurers to rescind policies when they discover a pre-existing condition? Church leaders have been forced to cover the windows with iron grilles and wooden boarding and the building's insurers have almost trebled the premiums. The patients and their estates agree not to bring legal action against caregivers, pharmaceutical companies, and insurers. A number of insurers seek to solve the problem of festive underinsurance by increasing their level of contents insurance cover for a nominal period before and after Christmas. The firm was one of the biggest specialist insurers of employers' liabilities, and as such underwrote the risks by which asbestos claims should be covered. Show More Sentences But when the gas central heating packed in, insurers dropped a bombshell. If any homes are judged to have been left completely uninhabitable by the floods insurers are likely to face further claims for the cost of temporary accommodation. Making birth control an OTC drug would take the issue off the table because insurers wouldn't cover it. The report says that some insurers are breaching codes of conduct laid down by the General Insurance Standards Council and the Association of British Insurers. The scale of the sudden windfall has aroused suspicions that insurers had been busy in previous years squirreling away unnecessarily high reserves. To begin with, almost all insurers buy insurance of their own, reinsurance, to deal with the biggest risks they face. If an airline were inclined to go lax on security, hoping for the best rather than working to guarantee it, its insurers would quickly step in to correct it. The notice period for cancellation by insurers should not be less than 30 days to provide enough time to a policyholder in organising cover from alternative sources. Some insurers still agree to pay a set percentage of the chargemaster, so hospitals have an incentive to bump up those prices 5 or 6 percent a year. Their superior bargaining power allowed insurers to negotiate sharp reductions in fees, which were passed on to employers in the form of lower premiums. This could lead to further clampdowns by police and insurers. But after the drug was withdrawn, 9,000 lawsuits were filed, many of them as class actions, seeking recovery for millions of individual users and their insurers. The very public policy reason insurers do not insure against punitive damages, is that we don't want insurance to cover the perpetrators of intentional bad acts. In support of the inside explosion theory the insurers rely in particular on the fact that no large fragments of plating were found in the engine room. When asked to produce his driving licence, Smith, 41, admitted he had deceived his insurers into believing he was a motorcyclist with several years' experience. Hospitals, NHS or private, would charge insurers for their services. As well as hiking premiums, insurers have been cutting back on coverage and encouraging policyholders to raise their deductibles, which limits claims. Looking at other mutual insurers that have demutualised in the past, endowment and pension payouts have fallen faster for the quoted companies than for mutual insurers. At this time of year, insurers advise checking roofs for loose tiles and guttering, as well as making sure any overhanging trees are in a healthy condition. The bailouts could be activated by downgrades in the claims-paying ability or other financial-solvency factors faced by insurers. Show More Sentences No wonder insurers estimate that phony claims now account for 15 to 20 percent of all auto insurance payments. Underwriters Reinsurance provides reinsurance to property and casualty insurers and reinsurers. The industry is overcapitalized, but capital usage is more efficient than elsewhere and the sector contains an efficient number of insurers. Worker's comp insurers, however, are resisting paying for medical monitoring, and if no claim has even been filed, then forget it. As a former fire marshal and fire investigator, Whitstine has worked with insurers before and used trained dogs to help pinpoint arson. Even if insurers do still provide cover to IFAs, they may decide not to cover the increased FOS awards. Research Department figures show that many insurers will not offer a no-claims discount to former company car drivers. In the middle to late '80s, insurers started paying for custodial care and offering home care as an additional feature. Big insurers have been heaping the governor with money just as he fights for massive reform of workers' comp. As long as insurers come close to that benchmark, nothing happens. The insurers are challenging a part of the rule that concerns establishment of a federal program for workers' comp. It's not just the drillers and the sellers of gas that insurers are picking up premium from. Such systems give the consumer a free choice amongst competing insurers whilst achieving universality to a government directed minimum standard. Industry loss warranties are a creative risk management tool for insurers looking to balance their portfolios. But the 87-year-old's plan to end a 3D film about how flight evolved in animals with a hang-glider sequence was halted by insurers. However, introducing improved incentives through a more competitive environment among providers and insurers has proved difficult. However, some insurers have treated it as a weather-related event, while others have made ex gratia payments. These new claim objectives create a good-faith checklist and should help disability insurers avoid bad-faith litigation. The results using the value-added approach indicate that demutualized life insurers improve their efficiency before demutualization. Because I have no heirs, I am not allowed by my insurers to do dangerous sports like competitive motor racing, cave diving, or paragliding. Show More Sentences I do not think that we gold plate European regulations although I think others, insurers and other industry bodies, may gold plate on our behalf. The federal government was the one party with the deep pockets to meet the rent-seeking needs of insurers and high-risk property owners. The clickwrap method is one of the most popular approaches used by insurers today. The proposed rule clarifies that group health plans and insurers can exchange enrollment information without amending plan documents. Year-over-year, all insurance subsectors except claims adjusters and life insurers have added jobs. For example, the warehouser might be a reinsurer that writes contracts to help primary insurers hedge mortality risk. Like many propositions that look irresistible at first glance, claims outsourcing has proven a compelling but elusive goal for many insurers. Physicians hope a coding change for cryopreservation will drive more insurers to cover the procedure. Going to the capital markets cap in hand is a whole new experience for recently demutualized life insurers. The Oncology Issues' article examines the dangers of brown bagging as well as how oncology practices can negotiate with brown-bag insurers. Still, insurers said price spikes have occurred during other construction boomlets. Csaba Mera, ODS Medical Director, knows exactly why ODS was in the front rank of medical insurers in Oregon. Runs Tricare health-benefits plan for members of uniformed services, administered regionally by health insurers. The article examines the risk-taking behavior of property-liability insurers in the presence of risk-based capital regulation. We present evidence that the outperformance of demutualized insurers is mainly attributable to improved operating performance and lower-risk taking. Richard Bortnick, an insurance litigation specialist with the law firm Cozen O'Connor, said that when a hedge fund implodes, insurers may be on the hook for some of the risk. In practice this means that directors and officers may be left without cover whilst insurers and companies argue over whether a particular loss is or is not indemnifiable. An overheated bancassurance market also causes insurers to overdevelop investments instead of focusing on development of the domestic market, CIRC said. Though the company does not always provide financials to all parties that request them, its insurers do receive its generally accepted accounting principles statements. First, the damages were too remote to be recoverable and, if such actions were to be allowed, it would leave insurers open to indefinite liability for an indefinite duration. Show More Sentences The AMA will seek federal legislation to require secondary insurers to pay Medicare deductibles and copayments, regardless of how much Medicare pays for the service. This case predated the statute on nonjoinder of insurers but this result could still occur with nonjoinder, if the insurer pays and stops defending. Today's insurers often used stylized text to brand or promote themselves. Home Insurance products will be solely underwritten by Ageas and Motor Insurance will be underwritten by a selected panel of insurers managed by Ageas. It results in spontaneous price cartel-like actions, which means solidary actions of groups of insurers with similar parameters pursuing similar goals. Some of the monoline insurers, while apparently having adequate capital from a regulatory point of view, may not be able to meet these commitments. This greatly mitigates damage as opposed to the multiple insurers that must be consulted and perhaps find their own salvors and conduct their own salvage sales. Andrew Ryeland pulls no punches in offering a blunt assessment of how sky-rocketing premiums from insurers are hurting his guided ATV excursion company. Free access to a general practitioner is a core right in the NHS, but private insurers in the UK will not pay for payments to a private primary care physician. Sebastian Catovsky, ABI policy adviser on flooding, denied insurers were trying to wriggle out of pay-outs by slapping pounds 10,000 excess charges on customers. North American insurers increasingly are seeking the services of external or unaffiliated actuarial firms to provide actuarial opinions for annual statutory filings. Many major life insurers issue a standard policy only to HIV-negative people, while some offer costly and highly restrictive individual plans for HIV-positive insureds. However, the insurers who have been trying to straighten out the system believe the PPN is a step that would benefit the customers in the long run. You must provide the DVLA and your insurers with the correct details. A privately held company called Verus Financial, for example, is working with more than 30 state agencies to audit life insurers for escheatable funds. Examples from Classical Literature Essentially, an Act of God clause will allow insurers to deny liability for an event such as a volcanic eruption. Another course pursued by hull and marine insurers entails prosecution of a shipper when a catastrophic loss can be traced to its cargo. The state has adopted premium-rating guidelines that assure consumer fairness without putting insurers in straitjackets. Some major insurers in Oregon have disingenuously argued that ABA therapy is experimental and educational, not medical. The past three years of strong pricing allowed insurers to report favorable results. But litigation has raged on between Silverstein Properties, the landlord, and its property insurers concerning the extent of coverage and valuation of the loss. Starr is one of two new insurers to enter the market recently. Mishcon de Reya's connection with RISC comes amid mounting concern about the use of private detectives by law firms, finance companies, insurers and City brokers. Find more words! 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What is the opposite of insurers? Words that rhyme with insurers What is the adverb for insurers? What is the adjective for insurers? What is the noun for insurers? Use our Sentence Generator Nearby Words insurer insureds insured insure insurances insurance insures insurgence insurgencies insurgency insurgent Insurgent 8-letter Words Starting With i in ins insu insur insure insurer