| Your credit history includes charge-offs, bad debts, and late payments for a period of seven years. |
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| Still, it reported in a recent filing that it, too, is bracing for more delinquencies and charge-offs. |
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| Capital One Financial Corporation has said that credit card delinquencies have increased in September, while charge-offs have declined. |
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| Net charge-offs are loans that arc deemed to be unrecoverable after being written off. |
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| With delinquencies and net charge-offs low, it shows quality loans are being made. |
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| The relatively stable performance and low charge-offs of commercial mortgages through the recent recession, however, have helped, rather than hurt, the stability of banks. |
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| As filings fell, so should have charge-offs for credit card providers. |
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| Given industry wide increases in construction loan noncurrent rates, charge-offs, and Real Estate Owned in the past two quarters, all sizes of banks are subjects of concern. |
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