| In the commercial space it was minus 19 per cent and in the SME space it was 13 per cent. |
|
| The payment of interest on credit balances was its key differentiator in the SME market. |
|
| Those networks are also particularly useful for SME intenders who lack the time and resources to do their own overseas research. |
|
| Cannier SME owners will suspend judgement until they see what real changes emerge in the kind of deals their banks are prepared to offer. |
|
| This has tended to hinder the roll-out and uptake of broadband services among the domestic and SME communities. |
|
| Sales were 27.6 billion kronor, more than the 27.4 billion kronor forecast by analysts surveyed by SME Direkt. |
|
| Survey results indicate that one out of three banks will disclose details of the rating to their SME costumers. |
|
| Identify and reward champions, evangelists, and successful practitioners of the e-world who assist others, particularly the disadvantaged and the SME sector. |
|
| This project was aimed particularly at enhancing the capacity of SME support agencies through the development of e-business services. |
|
| However a problem, in particular for the SME, is still growing: the understanding of the standards in order to be correctly applicated. |
|
| The EIB Group will continue to modernise and extend its range of intermediated SME loans through credit enhancement. |
|
| Hamburg-based Wulf Gaertner Autoparts AG is once again named one of Germany's top 100 SME employers. |
|
| Entrepreneurs are given the opportunity to work within an academic institution and to share their experience of managing an SME with students. |
|
| Lastly, the aim should be to deconcentrate economic power through inclusive financing mechanisms facilitating SME access. |
|
| Furthermore, some SME subcontractors follow the large enterprises they supply when these internationalize their activities and move abroad. |
|
| The absent of discipline by this owner-manager, at stage 2, leaded the SME to colure. |
|
| As always, the SME owner as an individual doesn't make a dent in the economic landscape, however SME en masse is a big deal. |
|
| Investbx does not receive any remuneration based on the future valuation of an SME as would a venture capitalist. |
|
| With its strong expertness in HPC, Kerlabs makes easier the use and the administration of the cluster for the SME and laboratories. |
|
| Once this starts to happen, it can be hard for an SME to reverse the trend and win back its position in a potentially lucrative supply chain. |
|
|
|
| In the USA, a specific software allows agents to instantaneously receive a quote for an SME prospect. |
|
| Overall this is a commercially successful and environmentally creditable SME business. |
|
| The Commission has listened to important stakeholders in view of further developing and sharpening the modern SME policy. |
|
| Surveys suggest that SME owners are worrying a bit less about access to finance. But differences are stark. |
|
| An SME is in receipt of grant funding under a business support priority of a Structural Funds programme in its region. |
|
| An SME forms part of a consortium that has received funding through the Research for SMEs action under the FP7 Capacities Specific Programme. |
|
| Moreover, Germany submits a detailed description of the project, information on the project costs and the SME status of the company. |
|
| The two market leaders have now decided to join forces to strengthen their position in the SME market. |
|
| However, this is not to say that EDC should compete with the private sector for all SME financing. |
|
| Term funding is scarce in Turkey, yet essential to fuel economic development, especially in the SME sector. |
|
| In brief: everything an SME, accountant or shopkeeper needs to update his books on a daily basis. |
|
| Organizing SME training courses and targeting them in particular at high-risk groups. |
|
| Many public and private banks have launched special SME loan facilities, some of them funded by national and international donors. |
|
| The firm's client base is SME builders and specialist niche joinery manufacturers and shopfitters. |
|
| Several banks are participating in Phare-financed SME Finance Facility programmes in cooperation with the EBRD and the KfW, one of which has a microlending programme. |
|
| Our new pounds 40m Wales SME Investment Fund will ensure more SMEs become eligible for repayable capital investment from Finance Wales. |
|
| The following text box contains recommendations for government, relating to hiring grants and training subsidies, from an ICT SME owner who was once an IEP looking for his first job in the sector. |
|
| Linked enterprises are taken into account jointly when staff headcounts and financial amounts are calculated in establishing the SME status of an enterprise. |
|
| The diversity and opaqueness of SME businesses further contributes to the view among bankers that SME lending is challenging, risky and generates lower returns than other transactions. |
|
| The EIF is an experienced player in SME-related capital markets transactions and participated, inter alia, as a guarantor in all four Portuguese SME CLOs hitherto launched. |
|
|
|
| Whether your company is a multinational organization or a SME, the problem you are facing is just the same: downtime will happen and it will cost you time and money. |
|
| It will contribute to the growth of competitiveness and innovativeness of enterprises, especially in the SME sector, pursuing business activity and investing in the area of the Lubelskie Voivodeship. |
|
| Finally, it would enhance the joint intervention of EIB and EIF for SME and Micro-credit finance through the combination of lending and guarantee instruments, and, in the case of SMEs, securitisation transactions. |
|
| The SME is not a multinational in miniature, any more than it suffices to extrapolate the difficulties of a small business quantitatively to get a proper grasp of the problems of large units. |
|
| Things have improved but my biggest bugbear is that there are few people in any government who have actually worked in a SME, and know what it is like to pay VAT, rates and wages. |
|
| The measures to be taken include schemes to promote the SME sector, a feasibility study on the clean-up of Lakes Lugano and Maggiore and support for the development of Alpine tourism and agritourism. |
|
| More account must also be taken of SME needs and potential in developing the content of the theme in the specific programme and especially in the work programme. |
|
| The SME market analysis brief is formed from a survey of 2,000 SME energy buyers from within the United Kingdom. |
|
| Further, in order to promote the development of SMEs, domestic rules often oblige purchasing agencies to prefer SME products to those of large firms. |
|
| The UAE's SME market has long played a pivotal role in driving the nation's economic growth. |
|
| Among the planned actions of the HIO working groups is an intention to share their experiences and best practices with other employers in the region, particularly SME employers. |
|
| In early November, the young company Opaly had the privilege, like twenty other selected SMEs, to present its innovation to the City of Paris as part of the SME Pact. |
|
| When an SME comes in our door, as soon as we ask those four questions, we know whether or not we should be working with them using our own time and energy. |
|
| The Dubai SME study identifies existing gaps and opportunities in terms of investment and policy reforms. |
|
| Business and Finance Management Tool, is such as the name it says a tool to keep under control all business-related aspects that and independent or small SME wrestles with. |
|
| At the end of the year, we will tally up a balance in the framework of our partnership for growth and employment and determine how SME friendly the EU has become. |
|
| A high percentage of Québec SME executives are planning to take their retirement in the near future, and are wondering how best to transfer ownership of their businesses. |
|
| In extreme cases the viability of the SME can be put in jeopardy. |
|
| In addition, a further complication is often that SME type promoters are relatively small and not used to providing information amendable to conventional financial due diligence. |
|
| Whether you run a big business in a strong market position, or an SME strapped for cash, there is no denying that the current business climate is worrying one. |
|
|
|
| As a result of national fragmentation and the lack of skill in the workforce, Europe lacks industry and practically no SME has been able to develop. |
|
| It is the Community's policy to promote the development of the SME sector by means of various training and other programmes as stated in the white book endorsed by the European Council. |
|
| Bank's women centric products like BMB Parvarish, BMB Annapurna, BMB Shringaar which aim at encouraging women in the SME sector. |
|
| Merchant banks differ from traditional banks by assisting the SME with purchasing its pre-sold goods, as well as assisting in the management of company growth. |
|
| It is expected that German SME transactions in 2004 will be structured using cash technology in place of synthetics, which have been more prevalent in recent years. |
|
| At Xylem Technologies, Austrian SME established in 2009, we are focused on the development of fundamentally new tools aimed towards a lower carbon economy. |
|
| There has recently been much hype about cyberterrorists and fear of the internet collapsing through their activities but SME owners should avoid complacency. |
|
| The initiative has supported small businesses to date to include Totseat an SME with just 3 staff which produce lightweight, washable and squashable travel high chairs. |
|
| Recognized the Power Breakfast series, it is planned to improve SME operational efficiency and empower them with skills to progress the management of their businesses. |
|
