| The banks are stuffed with cash that they can't lend because few borrowers are creditworthy, and those that are won't borrow in a deflationary economy. |
| These deals are backed up by riskier loans either to less creditworthy borrowers in the so-called sub-prime market or to borrowers taking out second-lien mortgages. |
| Except for the most creditworthy of customers, banks are generally happier lending money if they can take some sort of security. |
| However, as an economic slump deepens it becomes much harder to find many creditworthy businesses. |
| There is sufficient bank credit available, for creditworthy people. |
| The characteristically high repayment rates on loans are proof that even the very poorest people are creditworthy. |
