| When annuitants die, the income dies with them, and the life company that offers the annuity retains any surplus from the lump sum investment. |
| Most annuitants choose to receive monthly payments for the rest of their life and their spouse's life. |
| Care should be taken, as Equitable with-profits annuitants have been badly hit by the crisis there. |
| In line with this, many annuitants and prospective pensioners have been receiving smaller pensions or annuities than what they were originally quoted. |
| The dramatic difference in rates charged means that Strategic Capital pays annuitants thousands of dollars more cash now for their structured settlement payments. |
| Retirees and other annuitants may choose to enroll in one of several plans from health maintenance and preferred provider organizations. |
