| When the annuitant dies, we will pay a death benefit in accordance with the contract provisions. |
| The annuitant directs the trustee to deliver at that time to the beneficiary the assets held in trust for that beneficiary. |
| If the annuitant should pass away before the guaranteed period runs out, the annuity will be paid out to the spouse until the end of this period. |
| Conversely, if the stock market drops 10 percent, the annuitant will suffer a 10 percent reduction in income. |
| Display demographic information for the account annuitant and death beneficiaries. |
| You can transfer the amount to an RPP for that person's benefit, to an RRSP or a RRIF under which that person is the annuitant. |
