How to use lenders in a sentence

Looking for sentences and phrases with the word lenders? Here are some examples.

Sentence Examples Do Warren and Pearson suggest that lenders are clairvoyants who can divine what direction prices will take in future years? However, mortgage lenders are still offering very tasty fixed and variable rates. Then again, it has decided against introducing a legal limit on the rates of interest charged by lenders. Some lenders plug in 12 months, requiring you to come up with more cash, and then rebate the difference at year-end. Now, a major new worry is the fate of securities based on the receivables of subprime lenders. He is heading towards bankruptcy at a rate of knots, and yet it seems lenders are happy to give him more and more credit. Whatever the reason, some lenders are squirming out of deals to refinance home loans at rates below 6 percent. At the press briefing a reporter asked whether this would mean that lenders would start limiting the number of credit cards issued to customers. Remember, lenders don't want to bring homeowners to court or repossess their home. They reduce the frequency and intensity with which the authorities must intervene as lenders of last resort to avert systemic crises. It has been named as top performer in a league table of the top 35 mortgage lenders operating in Cumbria. Many lenders give incentives to switchers, such as help with valuation fees and legal expenses. Banks and other lenders push payment insurance because it boosts their profits. Others admit they are afraid to take on private landlords or commercial mortgage lenders. He was worrying for days while the money lenders came to the house to demand payment. The decision to refuse credit will be made by the lenders, based on their own criteria. The company carries out administration work for the main national mortgage lenders. Basic laws of market economics require that lenders make their own estimates of risk. Mortgage lenders have offered ever more competitive deals in a fierce fight for business. This marks me out as the sort of customer that won't make lenders much money. Show More Sentences Many of the High Street lenders offer guarantor mortgages on a right to buy. But before you do that, take a look at what these mortgage lenders are offering now. It was inevitable, because highly leveraged and overextended lenders and speculators lead to eventual ruin. Many of the worst life assurance, endowment, payment protection and home insurance policies are pushed by mortgage lenders. This is a life assurance policy that all lenders insist you take out when borrowing for a property. What riles me about mortgage lenders is that they take advantage of their customers. Home insurance and mortgage payment protection insurance from mortgage lenders are rip-offs, too. Fifty researchers telephoned for a loan or credit card with each of these four lenders, making a total of 200 calls. However, all lenders are ranked before shareholders so if a company does go bust it is rare for shareholders to get much money back. Even before the senate voted, the White House attacked the plan, saying it's tilted more towards lenders than homeowners. A lot of lenders who originate mortgages actually sell them off to a servicer or to some other agency to service it later on. Two months' extra interest is the norm, but a few enlightened lenders don't charge any early settlement penalty. We also now have micro lenders which are great for small loans of a few thousand dollars. Furthermore, many lenders will make a contribution towards remortgaging costs by paying solicitor fees. It has lost its triple-A credit rating and can't assume that lenders will be willing to refinance its growing debt forever. Educators help set education policy, mortgage lenders influence housing policies, truckers influence highway regulation, and so on. It is money for old rope as far as lenders are concerned so, if you're not claiming at the moment, cancel your policy today! Many growers are heavily mortgaged and have reduced equity in their farms, which makes them less attractive to lenders. Payday lenders provide a means for the unbanked to join the financial mainstream. The victim is almost always unaware of this, so the situation goes undetected until lenders call in the debt collectors. Show More Sentences What will cause problems to both borrowers and lenders is if the economy takes a dive and unemployment rises. In exchange for the amendment, bank lenders would be paid back ahead of some bondholders if the company files for bankruptcy protection. In previous years, building societies and mutual companies usually dominated these annual surveys of the cheapest lenders. If so, lenders are making unsecured loans when engaging in repurchase agreements. Mortgage borrowers could face negative equity as house prices start to fall, one of the country's top mortgage lenders has warned. Some lenders offer dedicated remortgaging services with free legal work and valuations. The discretion mortgage brokers and lenders have in setting rates and fees leads to inefficiencies. The sales team pushes back at Wilkes, arguing that the new products undercut their efforts to sell brokers and lenders on the exchange. Later, other lenders jumped on board the lucrative credit bandwagon, including building societies and smaller banks. The federal government will officially announce the new rates in a day or two, but lenders have already calculated likely consolidation rates. According to Lesley, the standard mortgage rate of 2.5 times your salary is now being extended by lenders to four or even five times the salary. Starting in the 1970s, the government imposed regulations to give an edge to local lenders. But there are fears lenders could pass on the costs of complying with the new statutory regulation to borrowers. Unless your mortgage is with one of the five cheapest lenders mentioned above, you're probably paying over the odds. During off-season dealings, when home loans are in less demand, lenders are more likely to waive some of the fees they typically charge. Many lenders are heavy users of the courts in chasing customers who have defaulted on mortgage repayments. Given the less than serious attitude that lenders take towards stress-testing borrowers, we see nothing controversial in that view. The FBI currently has 26 pending corporate fraud investigations involving subprime lenders. When we go through and ask lenders what they are looking for, we can go through and put check marks against all those for fitness club borrowers. There is evidence that some will even get in hock with illegal money lenders, which can have truly disastrous consequences. Show More Sentences More than a dozen nonbank-subprime lenders went bankrupt in the late 1990s after they had overvalued their loans. Meanwhile, mortgage lenders are set for an unprecedented era of competition that will drive down the cost of home loans further. When you apply for a home loan, lenders will scrutinize your credit history. For example, some lenders allow consumers to obtain home loans or refinance mortgages on the basis of assets rather than credit rating. The fall in interest rates has masked evidence that lenders are continuing to surcharge borrowers in the Republic. Remember, if you wish to switch lenders mid-term different exit penalties may apply. Servicing the debts will obviously involve a net transfer from the company to the syndicate of lenders, not the shareholders. In addition, lenders are now able to issue more debt without needing to syndicate to other banks. Unable to get cheap credit on the high street, some of these people fall into the hands of pawnbrokers, impaired credit lenders and loan sharks. If you decide to pay off your loan early, many lenders will penalise you by charging you an extra two months' interest. Some of the lenders have also had reservations about offering debt relief, although it is impolitic to air them too loudly. This does not cover countries like Nigeria, which is among the most indebted, but owes the money to private lenders. Several farmers explained that as they become more indebted they have to turn to private traders and money lenders. In most cases, lenders pay mortgage brokers a commission, which is usually between 0.5 and 1 per cent of the loan amount. However, as with exit fees, a growing number of lenders are cottoning on to the fact that inflated charges can increase their profits. Up until now, lenders, brokers and intermediaries in the industry adhered to a voluntary code of conduct. The failure to inform the lenders of the broker's fraud induced them to think that valid policies were in place. The biggest mystery is how these disturbing metrics failed to dissuade big investors and lenders from taking a flier on the industry. A market system relies on the vigilance of lenders and investors in market transactions to assure themselves of their counterparties ' strength. The credit crunch has forced several major lenders out of the student loan market. Show More Sentences Some lenders may view one or two missed repayments relatively benignly and your credit rating may be largely unaffected. Financial lenders give states credit ratings based on their fiscal discipline. One great alternative to getting ripped off by greedy lenders is to join a credit union. Some large lenders will accept your application but delay processing it until near the end of your grace period. That certainly might happen if lenders were prevented from providing sufficient liquidity for fixed-rate, easily prepayable mortgages. Many lenders offer a quarter-point reduction for borrowers who agree to have payments automatically debited from their bank accounts. Mortgage lenders gripe that conflicting state laws make it tough for them to operate coast to coast. He supervised a staff of 100 to build a single system to research and process the insurance that guarantees to lenders that your property is free of liens and claims. Sub-prime lenders prey on unsuspecting borrowers, providing loans that include pre-payment penalties, hidden fees, or balloon payments, which systematically strip equity. The same day, one of the most reckless and profligate home lenders reported far less impressive results. Cash flows at highly leveraged firms tend to be committed to principal and interest payments, and lenders may see the firm as having reached its maximum debt capacity. Bank lenders and export credit agencies were asked to weigh up two options of their own a long-term rescheduling with no haircut or a shorter-term extension with a haircut. While an increasing number of lenders include association fees in the front-end ratio, it pays to remember that these fees are likely to increase over time. Millions of the less well-off are in hock to money lenders because banks won't handle their affairs since the profit margin involved isn't big enough. But even if the odd debt goes bad, lenders should still be in the money. Indeed, the course was completed in July 2000, but the original developers defaulted on loans and lenders foreclosed before the gates ever opened. After getting burned badly in the housing crash, most lenders now check everything on a borrower's loan application. Another worry is that while retail investors often lack ready cash of their own, many lenders seem all too willing to bankroll them through both personal and margin loans. Interest rates vary widely, so switching lenders can bring savings. The payday lenders are analogous to drug dealers, addicting their clients, then bleeding them dry, and ultimately leaving behind blighted communities. Show More Sentences The company, which was a novice to the home loan business only a year ago, has put the wind up traditional lenders with the success of its simple and flexible loan. The lenders and debt holders are being asked to take a hit on interest rates to be paid on the outstanding loans and a three-year payment holiday on 300m of senior debt. After all, the lenders claim that they base their refi rates on creditworthiness, and there's not much they can do if these groups have lower average creditworthiness. It had been hoped that the Asset Covered Securities Act would have encouraged lenders to securitise pools of mortgage lending and thus drive down the cost of raising funds. Green bonds, as the Wall Street Journal reports, got started with non-profit lenders like the World Bank. It sends all the wrong signals to the market and can quickly turn to a vicious downward spiral as lenders, bondholders, and equity investors take fright. Both foreign and local lenders are going online as the battle for the e-banking market heats up between domestic and foreign banks following China's WTO entry. The figures in brackets identify the UK's ten biggest mortgage lenders. Most lenders stress-test home loan applications before approval, at interest rates of between 1 to 3 percentage points higher than the applicable rate at the time. Exhibitors will include builders, estate agents, overseas developers, banks and mortgage lenders, legal and finance experts and interior designers. Before taking out a reverse mortgage, you should research the topic thoroughly, compare costs from a variety of lenders, and read all disclosure documents. All of the lenders claim that their agreements prohibit spamming, but plenty of lead generators then subcontract out to other lead generators, many of whom use spam. It sets out how mortgage lenders and brokers should treat their customers. But a shutdown could also seriously impact FHA's ability to police lenders and loan quality. Many, say experts, are backed by unscrupulous mortgage brokers or lenders. But today, lenders can adjust the interest rates they charge borrowers according to the riskiness of the loan, so that they can make a profit by lending in the inner city. If the point is reached where the financial returns are no longer attractive, your business will liquidate as your investors and lenders put their money elsewhere. Having decided the decision between borrowers and lenders on the legal interpretation of a single word, he then hides behind another technicality. Japan's amended moneylending business law will be fully implemented next year, subjecting lenders to tougher restrictions. The Personal CFO has access to hundreds of lenders who do not require a personal guarantee or social security number. Show More Sentences Record low housing affordability is pressuring mortgagors, and the global credit crisis has increased funding costs for lenders. A deficiency in any of these components can leave lenders and investors nonproficient and, worse yet, vulnerable. Small businesses should call their lenders for information on possible loan deferments. Kirsty Lamont, director of Mozo, an interest rate comparison Web site, said more lenders would likely also chop their rates. Students only borrow from private lenders when they exhaust the maximum borrowing limits under federal loans. The risk from payday lenders has been highlighted by the Mirror's End Legal Loansharking campaign. The biggest lenders, Sallie Mae and Nelnet, are frequently criticized by borrowers. The loan sharks will be circling, waiting to pick up customers who can't find legitimate lenders. However, the capital market turmoil is creating some havoc for lenders who sprang to prominence in the last two years. Small said that Fannie Mae buys mortgages from approximately 170 lenders operating locally in the Miami metropolitan area. This allows Ginnie Mae investors to assume the role of mortgage lenders without any of the risks. Last March Cyprus agreed with international lenders on a 10 billon euro aid package. Government debt can be categorized as internal debt, owed to lenders within the country, and external debt, owed to foreign lenders. In all cases, the lenders are funding their loans in the Eurodollar markets. In the past, nonapproved brokers could refer applicants to approved lenders and charge the borrower a fee. In this case, since our exports are higher than our imports, we are net lenders in world financial markets. Notice that these premia would exist even in a world of risk-neutral lenders if there were identifiable classes of nonrepaying borrowers. Typically, owners who have missed three mortgage payments or more and whose lenders have filed suit are considered to be in preforeclosure. It is also one of the largest lenders in countries other than the United States, such as Japan. Without financial markets, borrowers would have difficulty finding lenders themselves. Show More Sentences Many individuals are not aware that they are lenders, but almost everybody does lend money in many ways. Abasic bank account with no fees for failed payments has been unveiled following an agreement between Britain's major lenders and the Government. In other states, lenders may decide it's not worth the legal expense to pursue walkaways. On March 31, Fannie Mae sent out new guidelines to lenders aimed at walkaways and other foreclosure situations. Self-certification means a title company can download a template of policies and procedures and tell lenders that it is in compliance. He cited Britain, the United States, and France as possible lenders. Under stricter RESPA enforcement, lenders had to make up the difference if they underquoted a fee. Greece needs to have its biggest lenders recapitalised by the end of the year, EU Commission Vice-President Valdis Dombrovskis said on Tuesday. This country is a financial basket case, a country so broke that it should be a perfect warning to lenders. Morningbell Wellness acquired the assets of VHS in cooperation with VHS lenders and with full approval of all VHS shareholders. The Fannie Mae Technology Pak is designed to provide lenders with technology that combines leading edge software and hardware packages. I READ with interest your article on pay day lenders and concerns expressed by the city council about poor, if not predatory, lending practices. For conventional refinances, be sure to do comparison shopping among lenders to find the best terms. As part of the new agreement, FICO will be able to sell FICO Scores based on TransUnion credit data to lenders and third-party resellers. When the ordinance was adopted, foreclosing lenders would typically evict the occupants of a property before the foreclosure was completed. Tight credit markets and gun-shy lenders mean appraisers are often pushed to be conservative with their valuations and come in below market. Instead, lenders appear to be complicit in the rampant fibbery that is one of the root causes of our continuing mortgage nightmare. The company said it received confirmations for credit approvals from all lenders for the loan rescheduling. This was in return for their service as money lenders to the crown, which helped finance the Welsh Wars. And the lenders can go after delinquent loans by garnisheeing wages, tax returns and even Social Security checks. Show More Sentences Most don't permit lenders to eClose, he says, because a faster secondary market execution cuts down on credit line use. The interest savers receive comes from the rate paid by a borrower, with P2P lenders making their money by taking a cut. There are many who feel Hester's proposed bonus came close to stiffing the taxpayer like these ripoff lenders. After this, the Frescobaldi of Florence took over the role as money lenders to the English crown. Private lenders use different underwriting criteria, including credit rating, income level, parents' income level, and other financial considerations. The false claims suit was filed on behalf of the federal government by former Department of Education researcher Jon Oberg against Sallie Mae, Nelnet, and other lenders. By 2005, many lenders dropped the required FICO score to 620, making it much easier to qualify for prime loans and making subprime lending a riskier business. Banks and other lenders adjust for this inflation risk either by including an inflation risk premium to fixed interest rate loans, or lending at an adjustable rate. Today, the users of WLS include a diverse range of banks and warehouse lenders of varying size, but most are relatively small yet active warehouse lenders. While Verso has received commitments from lenders for the proposed new credit facilities, there can be no assurance that Verso will enter into such facilities. Unlike a donation, lenders get their money back at the end of the pre-set loan period andcan choose to withdraw their money or to reloan it again and again. Australian mining company, Paladin Energy Ltd announced it has entered into agreements with its existing lenders to refinance the Langer Heinrich project finance facility. MinterEllison and our associated firm in New Zealand, Minter Ellison Rudd Watts, acted as Australian and New Zealand counsel respectively to the lenders. Delivered via the Web in real-time, FraudDetector enables lenders to identify high-risk loans at the point of origination, reducing the potential for fraud-related risk. Everyone has mutuality of interest and lenders have to recognize this. The variations in lending patterns also have generated controversy about whether lenders treat applicants for home loans fairly and on a racially nondiscriminatory basis. OneTitle works directly with homeowners, developers, attorneys and lenders, offering significant savings, improved safety and transparency, and unbeatable customer service. Typical asset-based loans don't work for the majority of SMEs because the firms lack the current assets to leverage, as required by typical asset-based lenders. Lenders aren't just cautious about lending to people with a bad credit rating. Lenders prefer to tie the lifetime of the collateral to the term of the loan. Show More Sentences Lenders being more fair and truthful in their practices helps consumers who need to make minimum payments avoid perpetual debt. Lenders make serious bucks from flogging high-priced insurance policies to their cardholders. Lenders will drip-feed the cash as the project moves ahead, checking progress at each stage before sending you another cheque. Lenders first exclude ineligible assets, such as receivables that are more than 90 days overdue. Lenders are usually at pains to point out that they are happy to reschedule debts if you run into problems. Lenders will soon have a bedfellow to share their disturbing secrets. Lenders and homebuyers have been bracing themselves for a rise in rates after new figures showed mortgage lending hit a new high during September. The company increasingly relied on Lenders Funding LLC, a firm that fronted cash at an interest rate of 35 percent. Lenders are very nervous today, especially about lending to any facility that has beds, be it a hotel, motel, nursing home, or hospital. Right of Insurer to Reinstate Terrorism Exclusion, and Need for Response by Insureds, Lenders and Investors Within 30 Days. Lenders had no power over the King and could not force him to repay his loans. The Council of Mortgage Lenders estimates that about a third of all home loans are now remortgages. Lenders provide the borrower the opportunity to lock-in an interest rate and points on the loan product of choice prior to closing the mortgage loan transaction. Lenders and investors will require such statements to structure or confirm compliance with debt covenants such as debt service reserve coverage and debt to equity ratios. Examples from Classical Literature These are the spontaneous lenders, who insist that you shall borrow their tomes. A bottomry bond gives no remedy to the lenders against the owners of the ship or cargo personally. Unfortunately, lenders aren't always interested in the life circumstances that lead to foreclosure. What can lenders and intermediaries do to reduce the possibility of problems emerging in the future? The housing crash caused a record number of foreclosures, putting lenders at greater risk of counterclaims by borrowers. I am supporting Stella Creasy because I very much admire her campaigning on the issue of payday lenders and exorbitant interest charges. Pay back on time Payday lenders charge up to PS24 interest per month for each PS100 you borrow. Debt due diligence is designed for lenders and offers little protection for equity investors. Hearne counsels major lenders, banks and mortgage servicing companies involving RESPA, TILA, FDCPA, title claims and other real estate issues. The endowment would boost other investors to endue in other similar issuances by PNB Housing and other like-minded mortgage lenders. That activity puts UPS Capital Business Credit among the SBA's top 15 lenders as measured by dollar value. The rate of repossession has continued to fall and it's clear that lenders want to keep people in their homes. We believe that greater certainty and protection for both public and private sector lenders will be provided by statutory amendments. DocumentTrac Standalone enables small to medium-size lenders to simultaneously share real-time loan files electronically. Nicaragua has taken steps to improve its economy, and lenders have been taking note. Department of Housing and Urban Development have interpreted the law as a clear order against lenders collecting unearned fees. Mobile notaries can now offer clients, lenders and consumers complete peace of mind that their confidential information is safe. One has to kneel down before the lenders for obtaining loans, he said while talking to media men here Monday after casting his vote in National Assembly speaker polls. An increasing number of individuals and companies are turning to hard money lenders, such as All California Lending, for financing their California property acquisitions. Huge bad debts in South Korea are a warning to lenders in Europe and a sign for credit providers to be cautious as they enter the massive Chinese market. Show More Sentences Another driving force is the lack of other desirable investment opportunities, which causes lenders to view nursing home operations in a positive light. Virtually every Federal Reserve Bank reported instances when lenders had walked away from collateral, even when the collateral was the only source of repayment for the loan. Lenders have been unfairly penalising customers for failed repossession court actions taken against them. Lenders must file a default notice in the County Clerk's Office to foreclose on a property. Find more words! 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What is the opposite of lenders? Words that rhyme with lenders What is the adjective for lenders? What is the noun for lenders? Use our Sentence Generator Nearby Words lender lend an ear lend a listening ear lend a helping hand lend a hand lend lender's lending lend-lease act lends lends credence lends itself 7-letter Words Starting With l le len lend lende lender