| I wouldn't let a few points off of my credit score keep me from purchasing a home. |
| The rate that you receive may be higher if your credit history isn't spotless, or your credit score is lower than the lender's ideal score. |
| If your credit score is not as high as you think it should be, make sure that the information in your credit report is correct. |
| Your creditworthiness will be measured by a credit score, and not all credit is created equal. |
| Defaulting on credit card bills can result in damage to your credit score and even bankruptcy. |
| Immigrant borrowers, who operate largely in cash, don't need a credit score to establish creditworthiness. |
