Salary savings from hiring younger faculty to replace retirees can also be applied toward salary increases for the entire remaining faculty. |
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Many futurists believe that the desire of retirees to protect their wealth will increase their consumption of financial services. |
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The electorate is changing, from blue-collar rural economy, to a sea change economy, dominated by retirees and eco-tourism. |
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The retirees require an automatic teller machine card, which they must obtain in person at a bank. |
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The economic problem of caring for a large number of retirees in the future cannot be solved with private accounts. |
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The DVD might provide a pleasant evening for retirees in the mood for some innocuous nostalgia. |
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In promising a fixed payment over a number of years, corporations commit to transfer a portion of future earnings to retirees. |
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Female retirees often receive only half of the pension benefits of men due to pay disparity. |
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A very funny scene shows retirees patrolling the waters of Florida in an effort to provide some geriatric form of homeland security. |
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One reason for that big split is that some public retirees do not get Social Security. |
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In 1962, construction was completed on houses there for Danish foreign service retirees. |
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The agency wants to hear from outsiders about how the migration of retirees to regions with warmer climates might cause ecological pressure. |
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Munetomo says he runs the largest retirement home in the Philippines specifically catering to Japanese retirees. |
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You don't have to be a math major to see that his plan is just plain dumb for retirees. |
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Expensively tanned retirees brayed across the foyer of Perth's ice-rink to people they hadn't seen since before last year's Med cruise. |
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All three retirees plan to relax and complete chores they haven't managed to attend to during their lengthy careers. |
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Now you've got retirees who are clogging up the job queue because they don't want to retire. |
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Only two things could keep Uncle Sam from making good on this pledge to retirees. |
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The states used to levy death duties, but when Queensland abolished its tax in 1977, partly to lure retirees, the other states followed. |
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Most afternoons, it's the two older players who bicker the most, like ornery retirees on a park bench. |
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The few retirees from upper income brackets could be bounced from the panel with peremptory challenges by the plaintiff's attorney. |
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If they aggressively cuts jobs, that would swell the ranks of the retirees with those fantastic benefits. |
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If your notion of nirvana is a chillum and a chill-out zone, you won't want to find yourself stranded in a resort full of retirees. |
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As numbers of retirees increase, the health system groans under the strain. |
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The extension of this test to include all income would be a savage blow to superannuants and self-funded retirees. |
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Everybody in the country, from kindergarten children to retirees, learned the plays by heart. |
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Yet the retirees and snowbirds who loyally filled the condos during Palm Springs' downturn in the 1980s and early '90s are still there. |
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It is to be created out of whole cloth using the revenue that would usually be funneled to retirees. |
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A union cannot bargain away vested rights of active workers, of former employees who no longer have recall rights, or of retirees. |
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The two sides are stalemated over issues such as salaries and health insurance for both retirees and current teachers. |
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Pensions specialists say that retirees tend to use the money to splash out on a nice car or a trip to some far-flung destination. |
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Last year, 10 percent of firms surveyed said they dropped coverage for future retirees. |
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Since many retirees live on a fixed income, it's also important to create a budget to help decrease discretionary spending. |
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He says downshifting is not about the seachangers, because it does not include retirees or those who have been retrenched. |
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Every two years, it awards prizes to creative works, primarily books, that have been produced by retirees. |
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The AARP estimates that no less than 60 percent of Republican primary voters are retirees. |
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The company, already fighting with retirees in court over changes made to its pension plan in the 1990s, is now getting an earful from angry retirees about health-care costs. |
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But the Bush plan panders to the fears of retirees and workers while his administration dips into the program's trust fund to help pay for its tax cut and war spending. |
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It is doubtful whether the minister's plan to find, train, equip and deploy retirees was superior to boosting the resources of the regular police to perform the same function. |
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If you and like-minded people want independently to create a safety net for retirees, you are fully within your rights. |
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Finally, according to the applicable legal framework, OTE has to make higher lump-sum payments for retirees. |
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Why would these sober-minded retirees build a car that flouts every notion of sensible transportation? |
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New retirees want to continue to grow, take up projects, explore new lifestyles, to live a little! |
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I went on with my churlishness, venturing that this seemed like an awful lot of expenditure to make a couple of thousand Scots retirees happy. |
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Some retirees were poking around, along with an overextended mother and the children who overextend her. |
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Qualifying retirees were offered credit for having worked up to three extra years if they chose to participate in the program. |
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Nevertheless, not drinking was mentioned by more than five percent of working people and retirees in the Netherlands, Portugal and Singapore. |
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The experience of current retirees seems to bear out the validity of the preparation. |
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Continue to give priority to replacing retirees and hiring employees indeterminately to fill vacant positions. |
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The raison d'être of such a program was, first and foremost, to give low-income retirees an additional benefit on top of their old age security. |
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These centers provide rest and relaxation to service members, military retirees and their families. |
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The presence of so many joyful retirees seems to rub off on the working population. |
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Again, last summer we had our first bad experience in Canada, a strike over health care benefits for the retirees. |
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They welcome chess players of all ages, from tots to retirees. |
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The company may have been reducing medical benefits for its retirees. |
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But it does matter very much if retirees are going to be living longer and exerting a greater burden on current workers. |
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From their responses to the survey, you would expect them to make miserable retirees, who would sit around bemoaning their fate. |
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The survey results also show that provident baby boomers began saving earlier than provident retirees, but later than their younger counterparts. |
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This calls for a concrete plan of action to attract as many of these near future retirees as possible. |
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Fourth, while married retirees are both alive, the spousal benefit could be reduced. |
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Clientele interested in the outdoors, also includes retirees, families and newlyweds. |
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In addition in many cases of bankruptcy the pension plan is not fully funded and workers and retirees face cutbacks in their pensions. |
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Among about 50 fellow retirees are some of the most revered names in horse racing, like Sunshine Forever and Ogygian. |
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They supply capital to younger, sprightlier, cash-strapped folk, who put it to work and pay dividends or interest to the retirees. |
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For empty nesters and retirees, moving can be an overwhelming experience both physically and emotionally. |
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Concerning the company Martin, an insurance coverage was negotiated in order to partially cover the legal indemnities for retirees. |
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Everywhere though, retirees were more favorable to anti-aging tactics than working people. |
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In these cases the contract is given to an employer, who then utilises the services of the retirees. |
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The brewer says that since premium costs for retirees have increased by 44 per cent since 2002, it had no choice but to impose benefit limits. |
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We are redistributing workloads across the country and recalling recent retirees. |
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Of course, there's no denying the fact that infirmity coupled with sickness will always stalk the retirees and seize every opportunity to pounce on us. |
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State pensions are not enough for our poorest soon-to-be retirees who have not had high-paid careers that many in our current government have. |
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I say to the superannuants and the retirees of Australia, you cannot trust your money with the Labor party. |
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Do other early retirees reckon this will be enough, or should he hold out to 60 for a larger pension? |
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An additional six per cent hope to eliminate health care benefits to existing retirees. |
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The rules for these benefits therefore have a powerful impact on poverty rates of the older age group of female retirees. |
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However, they tend to be older because retirees have more time, and there are more women because they are less integrated into the workforce. |
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These individuals are typically working mothers, retirees or individuals who have another source of income through their own small businesses. |
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Staying active and in touch with other retirees helps to develop a support network. |
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The retirees demanded overdue pension payments and protested against the theft of state assets by managers. |
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As in most of the recent protests, those who marched in Liaoyang were mainly laid-off workers and retirees. |
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First, congressionally charter Blue Cross-Blue Shield as a monopoly to provide basic coverage to all Americans, except retirees. |
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Low rates depress the return retirees can get from most traditional retirement vehicles, including fixed annuities, as well as bonds and certificates of deposit. |
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As for retirees, AARP warns against investing in variable annuities that can lose all their value because they have less time to recoup any losses caused by market swings. |
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Previous generations of retirees were skimming off the top of a rapidly growing surplus. |
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The appeals court advised retirees to seek help from Congress, a recommendation seconded by major veterans organizations, which predict the courts won't fix the problem. |
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Arizona is no longer the sun-drenched home of the Grand Canyon, golf courses, and retirees exulting in 100-degree lethargy. |
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Perth's suburbs and streets have English names and gardens full of pruned roses, and retirees in starched white play sedate games of lawn bowls in quiet suburbs. |
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Given that we live in a society which will not let retirees starve, and given that retirees need a lot of moola to stay alive, forced savings is inevitable. |
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Without a plan, Democrats risk looking unconcerned about future retirees. |
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Its 460,000 unionized factory workers and retirees still have a top-dollar medical plan, and no one gets laid off without getting most of their pay indefinitely. |
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For that reason, cremation is very popular in markets across Arizona and Florida, home to many snowbirds and transplanted retirees, as shown in the above map. |
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Legal scholars have concluded that half of the last 10 retirees have been too feeble or inattentive to fully participate in the work of the court. |
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Despite some short term disruptions, in the long run the elimination of income trusts is good for the economy and therefore it is good for investors and for retirees. |
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The regional population is growing rapidly, with Arizona in particular rivaling the southern states as a destination for retirees in search of a warm climate. |
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Millions of suntanned retirees died of starvation or chronic diseases after the government stopped paying for their pensions and pills. Jake and Janelle Altmiller survived. |
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Financial education should be available to address the financial challenges associated with real events in citizens' lives, ranging from those experienced by young people to those relevant to retirees. |
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In contrast to the overwhelming majority of current retirees, who left work before 65, only about half of working people expect to retire before that age. |
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As a picturesque, fully functioning rural community in south-central Ontario, Creemore already attracts urbanites as one-time tourists, as weekenders or as retirees moving away from city life. |
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As more retirees kick up their feet, there will be a shortage of workers unless businesses invest in recruiting and retaining their greying staff. |
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Passport applicants range from young backpackers taking their first trip outside Canada to well-travelled retirees revisiting their favourite holiday destinations. |
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Find ways to enable retirees to leave with dignity and grace. |
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Monte Carlo and other stochastic models for computing and illustrating the financial risks that retirees face. |
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A CCP cadre for more than 40 years, Zhou had led a series of protests and petition campaigns denouncing the government for corruption and for refusing to defend peasants, workers and retirees like himself. |
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During the 30 to 40Â years when the Aciers Atlas retirees were working, they were told that a portion of their salary would be kept back, but that when they retired, they would be entitled to a guaranteed pension. |
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Since when did retirees stop paying taxes? |
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Whether freelancing for many organizations or contracting their services to one, many retirees begin their freelance consulting career with the organization they just left, and then take on additional clients. |
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It's a wonderful opportunity for retirees to continue to support local programs and to consolidate their giving through the ease of pension-cheque deductions. |
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Mr. Thompson said that annual increases in benefits for future retirees should be based on the cost-of-living index, not the wage index, as is done now. |
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The accrued severance benefit represents the Corporation's liability for the estimated cost of severance for its employees, as well as health care benefits for its retirees. |
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Furthermore, in the period up to 2011 we are moving into an era when the boomers are moving out of the working age population into retirement and the annual number of retirees is increasing dramatically. |
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Lastly, the measures under review, even though they do not concern special arrangements for the benefits paid to retirees, provide sustainability for a financing mechanism that past developments had rendered obsolete. |
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The European Union alone would experience a loss of 66 million workers, a decline of almost one-third, and by 2050, there will be about two retirees per every one active person. |
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In an ageing society, in a society where there is an increasing number of young retirees, we also need this individual work-life balance that is achieved through volunteering. |
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With regard to retirees, programme managers routinely rehire them as consultants or on regular contracts soon after the expiration of the required three-month separation. |
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Finally, retirees face a probability of dying. |
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People of all ages and backgrounds are involved in the program, including lawyers, police officers, retirees and homemakers. |
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The idea was to build a structure in which all types of audiences, including bachelor retirees, could come regularly exercise their memory in a scientific framework, but as a hobby. |
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A number of Domtar facilities also hold special events for their retirees to give them the opportunity to return to their old stomping grounds and catch up with former coworkers. |
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However, there are minorities, the largest of which are Britons, many of whom are retirees. |
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As a result, homelessness is a serious issue faced by many elderly retirees. |
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However, the term 'expatriate' is also used for retirees and others who have chosen to live outside their native country. |
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Florida is also renowned for amusement parks, orange crops, the Kennedy Space Center, and as a popular destination for retirees. |
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This number is in part due to the large number of older residents and retirees in Tasmania receiving Age Pensions. |
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The present value of future benefits is the discounted value of all benefits, less retiree contributions, to be paid in the future to all current retirees and active staff members expected to retire in the future. |
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Singing standards isn't just for Liza Minnelli anymore, and karaoke machines aren't just for Tokyo families and rest home retirees. |
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At the old John D. Bassett High School, retirees met for exercise in the gymnasium, and residents came weekly for free soup and gently worn clothes. |
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The percentage of non-working retirees over age 65 with retiree health benefits now sits at 16 percent. |
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We provide continuing medical and dental benefits to retirees, at the same levels of coverage as those of active employees. |
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Baker said workers want the company to reinstate benefits to retirees and, in advance of the plant closure, to immediately provide workers with outstanding vacation pay and other monies owing. |
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It is not too much of a stretch to imagine sub-brands for frisky retirees or nightclubbers. The hotel of your dreamsThe backlash against uniformity means that designers can take more risks. |
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In the country with the world's oldest and fastest-graying population, working people and retirees do not view retirement in a very positive fashion. |
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Union members and hundreds of retirees were left jobless and without benefits when the former Slater Steel plant was shut down at the end of May by Delaware Street Capital. |
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Fauerso asked Chevron to fund a tree-planting campaign by Chevron retirees. |
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To address these needs, some regions have put in place measures to temporarily increase staffing levels-for example, retaining retirees on contract or backfilling positions soon to be vacated. |
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By giving retirees more say over their pension pots, a more ambitious ploy, he must hope to stanch the seepage of silver-haired Tory voters to the UK Independence Party, which has no economic policy to speak of. |
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And, crucially for Hudson, in the middle of the space there was a giant, never-empty trough of wet food, around which scores of satiated kitties lounged like retirees around a swimming pool in Boca. |
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The unexpected cold has shattered, at least temporarily, the rhythms and routines of sunbathing tourists and shirt-sleeve retirees in southern Florida. |
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Papers sent to vacationing readers, retirees who've moved away, or those who have moved to a new region but want to keep up on news of family and friends back home often arrive weeks late and damaged. |
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Given that the measure primarily impacted seniors and near retirees I am forced to wonder what event could possibly have perpetuated this radical policy flip-flop. |
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Among participants over 55 years of age, prescription drug use was significantly more common among retirees versus those still in the workforce and among those who feel their economic circumstances have worsened. |
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Gerard has also secured a prescription drug benefit for the retirees of liquidated steel companies, financed by hundreds of millions of dollars of VEBA contributions negotiated with the new companies. |
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Staff's expectation was that this would significantly limit queries and complaints, and would also provide OMERS retirees with smoother, steadier inflation protection. |
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Some of those people, including many retirees and homemakers, might then be freed up to join the labour force or work more hours, giving a further boost to the service sector. |
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But instead of being matched with an upperclassman and staying in a dorm, retirees are squired around by community residents and stay in a model home or apartment. |
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Enjoy springtime as it coyly reveals itself to us impatient retirees, breathing the wonderful fragrances that sunshine brings out in our pretty city! |
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In the majority of cases, retirees also had their own section or branch, often self-governing and very active, to represent retired members' rights. |
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The DSO will then fax, e-mail or send via regular mail a document the retirees can take with their ID card to a notary public to remotely verify their identity. |
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In common with many other developed countries, Australia is experiencing a demographic shift towards an older population, with more retirees and fewer people of working age. |
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Some of them are descendants of colonial settlers, who primarily work for European multinational companies, while others are married to Moroccans or are retirees. |
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Call it by either term, but this is what the city of Worcester has committed for many years to enroll over 80 percent of its retirees into Medicare. |
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About 9 million private sector retirees rely on these benefits. |
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For retirees, the source of health care benefits may be medicare, individual insurance plans, former employer policies, or a combination of these. |
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Using a survey of consumers done in April by eNation, a national online research service, LIMRA extrapolated the results from nearly 150 retirees. |
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Four in 10 retirees and half of pre-retirees say they are much more concerned about their financial situation in retirement than they were prior to the economic downturn. |
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In common with many other developed countries, Canada is experiencing a demographic shift towards an older population, with more retirees and fewer people of working age. |
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