| It is a boom fuelled by constraints on planning consents for housebuilders plus relatively low interest rates for mortgage borrowers. |
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| The capital markets have also played a key role, with the proliferation of mortgage and asset-backed securities. |
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| We are today forced to wait for the protracted boom in mortgage finance and asset-backed securities to run its course. |
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| In fact, Irish mortgage customers have an excellent track record of repayments. |
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| These repayments do not include mortgage interest tax relief which, from January 1, will be deducted at source from your repayment by the lender. |
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| This has the effect of cutting mortgage interest when your cheque account is in credit, or increasing it when funds run short. |
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| The credit balance in your current account offsets your mortgage debt, reducing your interest bill even more. |
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| We could rent here, probably for the cost of what a mortgage would be but without the property taxes and utilities weighing us down. |
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| Enticed by juicy commissions from all those deals, others are jumping into the mortgage biz. |
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| I used the money to make a down payment on the whacking great mortgage we had at the time. |
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| The first house that I had a mortgage for was a ranch house in Edison, New Jersey. |
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| With so many mortgage deals around expert help at finding the right product to suit your needs can be highly advantageous. |
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| As with the turquoise mortgage of the katsina clowns, the idea of reciprocity is central. |
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| The native Hawaiian descendant of the last kahuna nui in Waimea had to mortgage and lease the land. |
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| However, mortgage lenders are still offering very tasty fixed and variable rates. |
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| Besides, don't you want to join the band of rate tarts who are saving themselves a mint by regularly shopping around for a better mortgage deal? |
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| Jobs are not easy to come by and if you have a mortgage and a family to support, you cannot afford to take many risks. |
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| Incentives offered to new home buyers during the year included the provision of white goods, full fit-outs and creative mortgage packages. |
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| Your home may be at risk if you do not keep up payments on a mortgage or any other loan secured against it. |
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| Landlords can offset the interest they pay on their mortgage against rental income to reduce the amount of tax they pay. |
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| These basically work by having your mortgage debt in your bank account as one whopping big overdraft. |
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| Jackson immediately began networking with mortgage brokers, realtors, and real estate investors. |
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| To illustrate, payments on the national debt, unlike a home mortgage payment that is designed to reduce the principal, are not amortized. |
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| Not unless there's a mortgage company that takes down payments in sixties Superhero comic books and Great Aunt Martha's willowware. |
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| The club was placed in receivership in April after it failed to keep up with mortgage payments. |
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| Mr Boundy was asked to witness the document and ensure that it was dated, and to return the mortgage document to the Piccadilly branch. |
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| Mortgage protection runs for the same length of time as the mortgage and the cover reduces from year to year as the loan amount repayable drops. |
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| Get in debt with your mortgage and before you know it, your nightmares will have spiralled out of control. |
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| You may have mortgage payment protection insurance to cover the monthly amount should you have an accident, go sick or are made redundant. |
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| You see, Margo, most people want a job, house mortgage rates they can afford, a safe environment for their children. |
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| If customers maximise the service to reduce their mortgage balances, they could still end up worse off. |
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| If the worst happens, the mortgage would be covered, but he has no other life insurance. |
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| That retail sales are faltering in the midst of a major mortgage refi boom is an especially noteworthy development. |
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| Because of falling mortgage rates, refi activity in late July was approaching the record levels seen last year. |
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| With a cash-out refinancing, you refinance your mortgage for more than you owe and pocket the difference. |
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| If the mortgage rate has to go up to bring the price of houses down, it will create more homelessness because of repossessions. |
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| The wraparound mortgage is a creative way to allow a buyer to purchase property without having to qualify for a loan or to pay closing costs. |
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| Second, the face amount of the wraparound mortgage may be included in the contract price. |
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| Mortgage tax will now be due and owing on the full amount of a wraparound mortgage made in New York City. |
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| The seller-financed wraparound mortgage is possibly the most complex home purchase scam. |
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| The holder of the wraparound mortgage then forwards the appropriate amount to the holder of the first mortgage. |
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| If the property seller still owes money on the home, a wraparound mortgage is a way to finance the purchase without going through a lender. |
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| The tougher regime should also stop a rather dubious practice in the mortgage industry. |
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| In a market with no real competition, customers must register their dissatisfaction with the price paid for mortgage products. |
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| Where he holds ordinary share certificates or stocks, the only security he may grant is a legal mortgage or an equitable mortgage or charge. |
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| The new era of mortgage regulation brings some important changes for consumers. |
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| The reintroduction of mortgage interest relief led to a lot of nonprofessional investors entering the market. |
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| New opportunities in the rental property sector have arisen following the budget's reintroduction of mortgage interest relief. |
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| For homeowners it means paying off the mortgage slower, or reducing their ability to lay money aside for retirement. |
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| And mortgage brokers are now reiterating the basic premise that any loans will affect the size of a mortgage a lender will allow. |
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| The houses are exempt from stamp duty for owner occupiers and also benefit from mortgage interest relief for investors. |
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| Harbour Point comes with Section 23 tax incentives as well as full mortgage interest relief for investors. |
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| It used to be the case that people either got a council house, rented from a private landlord or got a mortgage to buy their home. |
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| Why not take full advantage of a steep yield curve by leveraging mortgage securities. |
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| In 1988 I remortgaged and was given a non-status mortgage provided I signed up for an endowment. |
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| Learn more about remortgaging and visit our mortgage centre to see if you can save money. |
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| Stories of removal vans breaking down, mortgage money failing to materialise or a buyer or seller pulling out at the last moment are legion. |
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| If you receive a red letter, there is a high risk of you being unable to repay your mortgage at the end of the endowment's term. |
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| It relates to one of my three endowment policies, which at maturity in seven years time will not be sufficient to repay my mortgage loan. |
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| When the loan is repaid and the land becomes free of the mortgage again, the mortgagor is said to redeem the land. |
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| In most cases, the rate at which the loan is repaid is the same as the chosen mortgage rate of the customer. |
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| In the US, many people do this by making 26 fortnightly payments of half their mortgage repayment, instead of twelve monthly payments. |
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| With these policies the monthly mortgage repayments only covered the interest on the money you borrowed. |
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| I was told the adviser could arrange attractive mortgage deals that would suit my requirements, whatever they might be. |
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| It has been named as top performer in a league table of the top 35 mortgage lenders operating in Cumbria. |
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| Countrywide also retains the right to collect mortgage payments, which generates income from fees. |
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| For the first time buyer this choice will be between an annuity mortgage and an endowment mortgage. |
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| A plan is under consideration to offer term life insurance, fixed annuities, and title insurance for mortgage holders. |
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| With this mortgage we hope to give them the leg-up necessary to help them realise the dream of their first home. |
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| Taking on a mortgage and a child when the remaining breadwinner is likely to be retrenched at any moment is a large risk. |
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| Others admit they are afraid to take on private landlords or commercial mortgage lenders. |
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| So, if you fail to make your mortgage payments, the lender can sell the house in order to get their money back. |
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| The company carries out administration work for the main national mortgage lenders. |
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| But before you do that, take a look at what these mortgage lenders are offering now. |
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| You can either go direct to a lender or try a mortgage broker who will scour the market for you. |
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| When he switched his mortgage earlier this year, his property was revalued. |
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| A reverse mortgage allows senior citizens to earn tax-free income by tapping the equity in their homes. |
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| It is as well to check the conditions of your mortgage before letting the property. |
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| To qualify for a reverse mortgage in the US, you must be at least 62 years old and own a significant portion of the home. |
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| You can sell it in a reverse mortgage to the bank and live on an annuity in return. |
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| If you're contemplating selling your house next year, a reverse mortgage may not be a good idea. |
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| A financier may take a mortgage or charge over receivables as security for a loan or for revolving credit such as an overdraft. |
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| Many of the worst life assurance, endowment, payment protection and home insurance policies are pushed by mortgage lenders. |
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| It is available as a standalone product or in conjunction with a life assurance or mortgage protection insurance policy. |
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| You are not obliged to assign a life assurance policy to cover a mortgage on a rental property. |
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| Revenue has also grown largely as a result of increased mortgage lending and also through the sale of life insurance and pensions. |
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| What riles me about mortgage lenders is that they take advantage of their customers. |
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| Home insurance and mortgage payment protection insurance from mortgage lenders are rip-offs, too. |
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| When mortgage rates were at rock bottom in the 1990s, many homeowners took out home equity loans and lines of credit to consolidate their debts. |
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| Paying off your mortgage is one of the best risk-free rates of return around. |
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| If you're struggling to get onto the property ladder, the last thing you need is ropey mortgage advice. |
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| He's fallen into arrears, and the mortgage company is repossessing it on Monday. |
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| I can't be bothered with putting a mortgage on my house just to buy a frilly ascot! |
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| I believe it is still a good market for borrowers, as mortgage rates remain relatively low. |
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| Check out our guides to term assurance and mortgage protection and get a quote here. |
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| If it is a basic mortgage protection policy, also known as decreasing term assurance, your level of cover will decrease over time. |
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| It is clear from the face of the policy that this was a mortgage protection assurance policy. |
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| An attornment clause in a mortgage whereby the mortgagor attorns tenant at will to the mortgagee is not a true contract. |
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| I'd hesitate to spend a third of my take-home pay on mortgage repayments, let alone more than half! |
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| In fact, I'd be paying the majority of my take-home pay to my mortgage lender for quite some time! |
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| Refusing a mortgage applicant can be tantamount to sentencing them to long-term poverty. |
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| Using money borrowed as a home equity mortgage or as a second mortgage will create tax-deductible interest. |
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| And this spring has the makings of a property bonanza with the lowest mortgage rates in 35 years available amid cut-throat competition. |
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| By then the mortgage on the house she owns in Whitby will not be paid off but will be reduced to a manageable size. |
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| For policyholders who believed the mortgage promise, there is only the harsh reality of no pain, no gain. |
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| As mortgage debt plays a big role in equity value, it is worth looking at the balance sheet. |
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| How do I look at my bank book, the house I want to buy, and decide what mortgage product is the best one I should have? |
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| In America, mortgage lending is against the asset, not the person, and the bargain is more like asset financing than personal banking. |
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| In that case a chattel mortgage was given to the bank by two principals of the bankrupt corporation. |
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| In any event, the mortgage interest relief regime might change in the meantime. |
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| The nation's banks and thrifts have increasingly staked their loan portfolios on the mortgage and home-equity businesses. |
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| The GEM mortgage is only available through a select group of independent mortgage brokers. |
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| The two central planks to the strategy focus firstly on retaining existing customers in its core activities of mortgage lending and savings. |
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| Now the mortgage is finally paid off and he no longer has any children sucking him dry for allowance, tuition and other costly fees. |
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| The sell-off in the bond market continued at the beginning of the week, sending mortgage rates higher. |
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| I am in negative equity having to pay off the mortgage on this land, not to mention two lots of council tax. |
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| The full mortgage repayment, including interest and capital, is paid on their behalf. |
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| Well, I switched to a flexible mortgage, because I'm self-employed and I can set my tax against my mortgage until I have to pay my tax bill. |
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| You may get a better deal by taking out a tracker mortgage or a loan with a discounted, capped or fixed interest rate. |
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| Ulster Bank's tracker mortgage in this sector is, again, the cheapest, at 1.05 per cent above the ECB rate. |
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| The mortgage finance system is considered indispensable in addressing the mismatch between demand and supply in the real estate market. |
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| The policy change will not affect those customers who complain that they were mis-sold their mortgage endowment policy. |
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| If your investment performs badly you could face a shortfall at the end of the mortgage term. |
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| I have been warned to expect a significant shortfall on my mortgage endowment. |
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| Ownership was lost three years ago after the club failed to honour a short-term mortgage secured on it. |
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| For the last 18 months or so we've been overpaying our flexible mortgage to get shot of it more quickly. |
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| Educators help set education policy, mortgage lenders influence housing policies, truckers influence highway regulation, and so on. |
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| You can gamble your mortgage away on putting money on a horse or, you know, take a bet on the election. |
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| Immediately after the separation, Larry continued to pay the mortgage monthly. |
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| If maths professors cannot work out how mortgage rates are calculated what chance do we lesser mortals stand? |
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| Obtaining a mortgage anywhere will depend largely on the ability of the borrower to repay the loan. |
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| Surely the interest paid over the life of the mortgage is enough for banks and building societies to absorb the costs themselves? |
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| A transaction for which land transfer tax is payable includes a final order of foreclosure under any mortgage or charge affecting land. |
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| Our guide through the mortgage maze will help house-hunters identify the right product for their needs. |
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| Our new mortgage will be for 15 years rather than 25 because I would like to pay it off as soon as I can. |
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| Cases it has dealt with vary from revoked credit cards to missed mortgage payments, according to a company spokesman. |
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| If you default on your mortgage repayments, the bank or lending institution has the right to claim 100 per cent of the property. |
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| You therefore in effect overpay each month, which is why your mortgage would be cleared more quickly. |
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| The piece of paper that documents this pledge is usually called a mortgage or a deed of trust. |
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| How do you complain against the organisation that probably holds your mortgage deeds? |
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| I am terrified that signing a mortgage will make me sacrifice my time to pay for a shell to house my life. |
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| It had won its case in 1994, when a French court decided that Windsor had signed a mortgage deed. |
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| They were required to mortgage their property to insure against the need to pay compensation for damage done by robbers. |
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| Mrs Smyth had agreed to mortgage the 124-acre family farm in CoTipperary, and had signed a consent form under the 1976 act. |
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| Whenever a nation or nations go to war, they mortgage the lives of future generations. |
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| If a team is young they must mortgage the future so that they can win in the here and now. |
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| But students cannot mortgage their future earnings potential to pay for their living expenses in the present. |
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| Slashing college budgets doesn't mortgage the future, it potentially eradicates it. |
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| Many people even in the vital mortgage belt had probably not even fully registered that there was an election campaign under way. |
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| He recognises interest rates and their effect on the mortgage belt as the lynchpin to his political survival. |
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| It is not just Sydney mortgage belts that would suffer if interest rates were to rise under a spend-to-please Labor administration. |
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| While voters in these so-called mortgage belt suburbs turned to Labor, few have any firm commitment to any party. |
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| Makin is the classic mortgage belt seat that was so critical to the Howard Government's 1998 victory. |
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| Those duties were imposed to ensure that a mortgagee is diligent in discharging his mortgage and returning the property to the mortgagor. |
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| Would the same apply to a mortgagee if the mortgage contained a covenant restricting the use of the land? |
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| The mortgage gives the mortgagee, of course, that equitable interest in the property as well. |
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| Under a mortgage of old system land in Victoria, does the mortgagee have a right of possession? |
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| With respect to other creditors of the purported mortgagor, the analysis would be that, as regards them, no mortgage had been given. |
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| To secure their future and help pay off his original mortgage he developed the eastern part of his estate. |
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| You need to call your lender if you're either underwater on your mortgage or behind and you need help. |
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| That was a specific document to cover a mortgage for the particular purpose on an unencumbered title. |
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| You want a mortgage that calculates interest daily so every overpayment reduces your debt. |
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| The plan of action is to use some of the money to clear all their debts and to use the rest to reduce their mortgage a little. |
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| In his late 20's, he's a sharp dresser, big smoker, has a mortgage and is up to his eyes in debt. |
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| Today you're even more stressed because you're overdrawn and have to make a deposit by noon or your bank will bounce your mortgage payment. |
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| Every major mortgage lender and unsecured credit provider operates in this way. |
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| If mortgage securitization is snake oil, then it was snake oil that was patented and marketed by the U. S. government. |
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| At the time, no other lender charged anything near that much for closing a mortgage account. |
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| With a mortgage weighing heavily around my neck, how was I to afford to do all that was necessary to give the cottage my individual stamp? |
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| The amount of mortgage loans in negative equity in the banking sector as a whole also dropped by 17 per cent, it said. |
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| My mum has also told me about things such as recession, unemployment, and negative equity due to sky-high mortgage rates. |
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| Mortgage borrowers could face negative equity as house prices start to fall, one of the country's top mortgage lenders has warned. |
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| The percentage of the bank's residential mortgage loans in negative equity also fell to below 10 per cent in the quarter, Law said. |
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| I fear that we're buying at the peak of a bubble and we're going to end up locked into a mortgage with negative equity. |
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| An uptrend in mortgage interest rates will cause some slowing of the sales pace but we forecast 2006 to be the second highest year on record. |
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| For a start, marriage break-ups are on the increase, which often results in people taking on a mortgage later in life. |
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| The valuer knows that 90 per cent of purchasers in fact rely on a mortgage valuation and do not commission their own survey. |
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| There are tens of thousands of mortgage brokers extending credit with little concern for the long-term soundness of the mortgage. |
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| The mortgage broking side of the business was said to be performing extremely well. |
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| The discretion mortgage brokers and lenders have in setting rates and fees leads to inefficiencies. |
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| The German mortgage market is quite fragmented and interest rates vary according to the type of mortgage lender. |
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| To create a legal mortgage the shares have to be registered in the name of the bank or of its nominee company. |
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| Most of the policies were sold via mortgage brokers who recommended the firm to house purchasers. |
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| Around three out of every five mortgages are arranged via mortgage brokers. |
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| It may deter housebuilders from providing homes for which there is a local demand and building societies from providing mortgage finance. |
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| High-rise flats or tower blocks are considered by many banks and building societies unsuitable for mortgage lending. |
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| In the UK, strong growth in non-standard residential mortgages and in commercial lending outweighed the decline in standard mortgage lending. |
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| The new list has been drawn up by the Halifax, Britain's biggest mortgage lender, and is dominated by towns in the north. |
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| The good news for first-time buyers is that fixed mortgage rates are falling and property prices appear to be stabilising. |
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| Britain's biggest mortgage lender was haemorrhaging customers, unable to even compete in its own core market. |
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| There is no stamp duty for owner occupiers, and investors can offset mortgage interest. |
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| According to Lesley, the standard mortgage rate of 2.5 times your salary is now being extended by lenders to four or even five times the salary. |
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| In 1932, a Cantonese named Lu Geng, along with a British national, set up a joint venture with the manager of an American-based mortgage company. |
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| Unless your mortgage is with one of the five cheapest lenders mentioned above, you're probably paying over the odds. |
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| Many lenders are heavy users of the courts in chasing customers who have defaulted on mortgage repayments. |
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| The bank was hauled over the coals last year for mortgage redemption penalties which left homeowners facing bills of tens of thousands of pounds. |
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| The renewal agreement as to the mortgage signed by the Yoos was such that the repayment terms were less onerous. |
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| This is presently coupled with our mortgage company deciding they want the arrears paid off and money doesn't stretch in all directions at once. |
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| The steep decline in mortgage originations reflected neither weakness in the housing market nor slackening demand from the secondary market. |
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| Well, there's a 2 percent mortgage insurance premium, and a 2 percent origination fee. |
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| This is a big worry, because mortgage debt and consumer credit figures keep hitting new highs every month. |
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| Immigrants could buy 25 acre parcels at very liberal mortgage rates and various subsidies were also available. |
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| Other benefits included mortgage subsidies, helping veterans to buy homes with relative ease. |
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| Members also have access to mortgage subsidies through the Defence Home Owners Scheme. |
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| If he is correct, there may be no entitlement to charge the costs to the mortgage account, as the building society habitually have done. |
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| They can also think about repaying part of the mortgage off early if they can, or overpay each month. |
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| Maybe meeting a mortgage and balancing a checkbook doesn't make for good theater. |
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| No longer do you have to hock your car, mortgage your house and sell your firstborn child just to afford your supplements. |
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| Britain's biggest mortgage lender Halifax said the rate at which homes were being built had failed to keep pace with demand. |
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| There was good news for homebuyers last week when mortgage rates remained unchanged and house prices continued to soar. |
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| Housing reform and home buying with mortgage loans have also stimulated market demand. |
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| If you can move your mortgage without severe penalties, get looking for a better home loan today and claim your share of our wasted billions! |
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| Meanwhile, mortgage lenders are set for an unprecedented era of competition that will drive down the cost of home loans further. |
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| Out of this, they have to pay a mortgage and child support for the two children from his previous relationship. |
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| The latest surge in house-price inflation has been spurred by the lowest mortgage rates for 40 years. |
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| You have to get a second mortgage in order to buy a small box of chocolates. |
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| If the invested money yields high enough returns, they can pay off their mortgage early or have surplus cash. |
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| You might need to take out a second mortgage to buy a drink here, but you will find yourself in beautiful surrounds. |
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| Another stumbling block for singletons to consider is the mortgage market. |
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| Following my recent thoughts about the benefits of using a mortgage broker when considering a remortgage, I spent the weekend doing the actual sums. |
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| As a rule, you can expect rentals to cover general expenses such as insurance, rental management, local taxes and rates with some left over to cover your mortgage expenses. |
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| It may also be worth keeping the policy assigned to your mortgage as it might be allowable as a deductible expense against the property's rental income. |
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| Coogan's comments follow the publication of figures last week which showed that mortgage lending and levels of personal debt had reached all-time highs. |
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| The mortgage company will instruct the surveyor to perform the survey. |
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| However you do have various options and the key aspect is to combat the shortfall so that you do not find yourself unable to repay the mortgage at the end of the term. |
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| Fixed rates have long offered a safe harbour to homeowners who want the security of knowing what their monthly mortgage repayments will be for an extended period. |
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| If you have personal debt, such as a line of credit used for investment purchases, consider converting this debt into a personal mortgage on real estate. |
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| My whole big plan is going to have to go on hold for a good year more because I won't be able to go swanning off overseas when I have to make mortgage payments. |
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| Additional finance was to be raised by a mortgage with the Yorkshire Bank. |
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| If you don't like the idea of debt then you will probably be happier with a standard repayment loan where you can see the amount of your mortgage decreasing as time goes on. |
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| In some instances they insist that the parent guarantees only the portion of the mortgage above the amount they would usually lend, based on the child's salary. |
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| This clanging omission was at least partly behind the housing crisis of the early 1990s when 1000 families a week lost their homes because of mortgage debt. |
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| The next step is to arrange for a valuer to visit the property on your behalf and to confirm that it is suitable to be used as security for mortgage purposes. |
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| The standard policy reduces the amount covered as the mortgage is paid off so it is cheaper than a level term, which is one constant sum assured for the life of the policy. |
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| Bradford has now rolled out its mortgage broking services in most of its high street branches and the process should be completed by the end of the year. |
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| It is claimed that his signature is on a joint mortgage document with Smith and that meant he could undertake a complex financial transaction as part of the deal. |
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| Lenders and homebuyers have been bracing themselves for a rise in rates after new figures showed mortgage lending hit a new high during September. |
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| With most of Bradford's other income coming from mortgage broking, estate agency and property surveying, the decent yield really is at the mercy of house prices. |
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| I'm a pretty strong believer in the common-sense level-headedness of middle America, and they seem pretty firmly attached to the benefits of the mortgage interest deduction. |
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| Fannie Mae and Freddie Mac, which buy almost every mortgage originated in the U.S., are still functioning. |
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| Fannie Mae and Freddie Mac, the government-owned mortgage agencies, have been minting money and turning it over to Treasury. |
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| With the collapse of the mortgage market, Freddie Mac and its sister, Fannie Mae, are essentially the only games in town. |
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| Despite stock market woes, people are still buying housing lickety-split, fueled by piles of equity in their current properties and rock-bottom mortgage interest rates. |
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| Sounds a bit like me with my mortgage deeds, come to think of it. |
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| Now the Mangy Mouse is trying to milk any money it can out of the ape-raised human, hoping to, yet again, hornswoggle parents out of their hard-earned mortgage payments. |
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| It sets out how mortgage lenders and brokers should treat their customers. |
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| Many, say experts, are backed by unscrupulous mortgage brokers or lenders. |
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| Because she owns the building, the overhead costs for renting commercial space is eliminated because her mortgage payments add to the equity in her property. |
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| Fung argues that cost-conscious shoppers will be more inclined to buy no-name jeans when mortgage payments, not stock market tips, become the priority of the day. |
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| New mortgage approvals for house purchases are still soaring. |
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| He is justifying his leadership by holding a few media friendly community forums in mortgage belt seats before normal Parliamentary sittings resume next year. |
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| How many are taking advantage of real estate inflation and mortgage interest deductibility to fund their retirement accounts or otherwise speculate in the markets? |
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| For one thing, the increase in speculative buying and more exotic loan packages raise the risk of volatility in the mortgage market if yields turn higher quickly. |
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| The most common form of mortgage protection is decreasing term assurance. |
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| In order to put the brakes on the stop-go housing cycle, it has been looking into ways to encourage mortgage borrowers to borrow on long-term fixed rates. |
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| The case for an overinflated market gets stronger if you can rent a nice house for far less than the monthly carrying cost of buying it, including mortgage and maintenance. |
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| However, Ireland's fifth biggest mortgage provider will also work on growing spin-off mortgage businesses, such as investment and assurance type products. |
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| And now that their luck is in they may feel like entering the new Nationalist promotion being run in conjunction with ERA McCormack to pay someone's mortgage for a year. |
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| The defendant was said to have turned to fraud when Mr Moore left her in the lurch and she was struggling to pay the mortgage on her pension, the court was told. |
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| The technical reasons for the rise of nondisclosure involve the differential effects of reporting requirements on different parts of the mortgage industry. |
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| We are currently getting an enormous boost from increased military spending, tax cuts and a temporary spike in mortgage activity for new homes and refinancing. |
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| We considered our options last night and after talking things through with our advisor decided to pull the plug on the ill fated mortgage application. |
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| Wasn't more debt at cheaper rates the necessary condition for the mortgage crisis? |
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| Last summer, the finance minister put new mortgage rules into place in an attempt to engineer a slowdown. |
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| You'd be miles better off remortgaging with your existing mortgage lender, getting an unsecured personal loan or, even better, snowballing your unsecured debts. |
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| There are not many real reasons to think the mortgage market is going to implode. |
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| I have a small mortgage with just six years' repayments outstanding. |
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| We've been slowly paying off our mortgage and building up equity in our house. |
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| Of course, mortgage rates could move lower if investors head to the relative safety of the bond market and drive yields down. |
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| Some people would say it's about time the mortgage industry was regulated. |
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| One new type of mortgage automatically increases the home equity credit line based on monthly mortgage repayments and quarterly increases in the appraised value of the house. |
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| It's like paying off the mortgage on your house or choosing to lease a new car over three years instead of keeping your old banger with its crippling repair bills. |
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| Finding new ways to reach good decisions quickly is the key to making the selling of protection contracts once more universally attractive to mortgage advisers. |
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| It is usual for the parents to bank with the financial institution granting the mortgage and they may be asked to have part of the guarantee on deposit. |
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| If the full amount of the mortgage is being lent on a fixed rate, the mortgageholder usually can't pay off some of the capital balance using a lump sum. |
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| With economists holding mixed views on the future course of interest rates, homebuyers face difficult choices when trying to decide which type of mortgage to go for. |
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| Now for the first time in years I don't have to worry about the bank statement, and it will be a while before I think of even taking out a mortgage again. |
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| In practice the conveyance, the creation of the mortgage and the payment over of the mortgage advance will all have to take place on the same day. |
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| Even after the subprime mortgage debacle and the housing collapse, Watt acted as if all was forgiven and forgotten. |
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| The most crushing debt people are worried about, like subprime mortgage loans, has been securitized. |
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| The mortgage loans for individuals have a maturity period of 15 years. |
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| Developers team up with mortgage agencies to provide a mortgage insurance programme with maximin loan-to-value ratio of 95 per cent to lure homebuyers. |
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| A group of large investors in mortgage bonds holding countrywide loans are already threatening such action. |
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| A simple chart on mortgage activity shows how rising rates are coursing through the economy. |
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| And there's the additional benefit that the savings made by overpaying your mortgage debt are not taxed, whereas interest paid in a savings accounts is. |
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| If mortgage and other regular payments are made from that account they will not be paid, and it will need the agreement of both spouses to unfreeze an account. |
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| If they had remained as mutuals they could have used their capital to reduce their home loan rates and push the banks out of the mortgage business. |
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| Britain's second largest mortgage provider, which is undergoing a three year overhaul, said the proposed tie-up was necessary to accelerate its own recovery. |
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| That then forms the basis of multiple lending contracts, from derivatives to mortgage rates. |
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| In Washington, the Federal Government small-mindedly insisted that, no, public parkland could not be offered as collateral for mortgage guarantees. |
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| Despite the mortgage refi application index dropping back to almost 6,000 from May's record spike to 10,000, purchase applications remain quite strong. |
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| Starting in April, mortgage servicers began signing up for the program. |
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| Today, however, it appears we have passed the peak in the mortgage refi boom, making it reasonable to expect GSE balance sheet expansion to soon begin to wane. |
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| If you have a home loan, refinance your mortgage to lower your payments. |
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| You may not know you've been victimized until your mortgage check bounces. |
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| The couple's ancient cottage was gutted by fire a year ago, but wrangles over insurance left them unable to rebuild it and as a result they have slipped into mortgage arrears. |
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| Meanwhile, mortgage modifications and foreclosures continue to lop off mortgage debt. |
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| A recent drop in mortgage delinquencies in the US may be a small blip in an otherwise worrying trend that shows more Americans falling behind on housing payments. |
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| Some couples choose to keep their main accounts separate, paying into a joint account to cover regular outgoings such as the mortgage and supermarket bills. |
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| She claimed she can't get her mortgage representative to return her calls. |
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