He was a great borrower, but he didn't borrow like a plagiarist, he borrowed to change things according to his need. |
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The suspicion is that those redrafting the policy were influenced by borrower governments to weaken policy requirements. |
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The Act will not redistribute wealth from the poor to the rich, but from the imprudent borrower to the prudent borrower. |
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Credit brokerage involves the introduction of a would-be borrower to a credit provider. |
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If the assignment is not notified to the borrower, there are additional risks to the parties. |
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The total fees are typically up front moneys paid by the borrower to the Lender or Mortgage Broker or both. |
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The credit committee will take into account the savings record of the borrower and their ability to repay on time. |
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In practice, very few loans are cancelled by a borrower against the bank's will. |
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Without an express provision, there is some uncertainty whether a borrower can make early repayment. |
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There are the legal consequences of the borrower breaching the representations and warranties, and the covenants. |
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The borrower retains ownership of the pledge except on default on the loan, and then the pawnbroker has the opportunity to sell those goods. |
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This type of insurance protects the lender in the event the borrower is unable to repay the loan. |
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On advancing funds, each bank will be in a debtor-creditor relationship with the borrower. |
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In some industrial and construction loans the amount lent may be drawn down by the borrower in instalments within an agreed period. |
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The habitual borrower borrows things more frequently and uses them as their own. |
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Insisting on nominating a director to the board of the borrower may also be risky. |
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Whereas a payday loan borrower always has the protection of declaring bankruptcy, he has no such option in the face of a surly loan shark. |
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So, I've just penned a note for each of the flats in the block requesting that the borrower return it. |
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Invariably the borrower itself will be expressly prohibited from assigning its rights, notably its right to make further draw-downs. |
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Indeed that's right, or putting it differently, not sacrificing the interests of the mortgagor, or the borrower, that's right, yes indeed. |
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It will also allow the borrower to make reduced monthly payments or take a payment holiday. |
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Conventional thinking still has it that non-banks are only intermediaries that accept money from a lender and provide it to a borrower. |
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This transborder financial instrument is thereby different from a foreign bond, which is handled in one country for an external borrower. |
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Obtaining a mortgage anywhere will depend largely on the ability of the borrower to repay the loan. |
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If new moneys are provided by a third party in this situation, it should not be a cause of concern to the borrower. |
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Their money has gone to a particular borrower, on security of a particular property, with a particular mortgage. |
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If the bank does not get security against the borrower itself, it is difficult to see how it gets it against third parties. |
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Another notary had barely sat down to commence the signing process when the wife of the borrower began flirting with him. |
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At the end of the term, a pre-agreed single lump sum payment is made by the borrower to clear the debt. |
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The interest rate that the borrower is charged for the loan is the rate the last lender to supply money has agreed to lend at. |
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It is merely intended as an indulgence offered by the lender to the borrower. |
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The second issue is the need to transfer the benefit of any security given by the borrower to the participant. |
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When a lender forecloses and repossesses a piece of property for failure to make payments, what are the legal consequences for the borrower? |
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Such a preference is allowed on the request of the borrower and within defined limits. |
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The borrower risk rating determines the amount of credit exposure we are willing to extend to that borrower. |
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If the borrower fails to make their payments then the lender forecloses on the property, takes ownership of the home, and then sells it to the public. |
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An indemnity bond is a premium charged by the lender and paid by the customer to insure the lender against a default in mortgage repayments by the borrower. |
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These types of mortgages give the borrower the security of knowing their repayment will not change, but there is also a gamble because you are taking a punt on interest rates. |
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Costs associated with the loss of reputation for a defaulting borrower are not considered here. |
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Simply having installment loans and owing money on them does not mean you are a high-risk borrower. |
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It refers to the premium that must be paid by the borrower to the lender along with the principal amount as a condition for the loan or an extension in its maturity. |
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Just how much benefit a borrower gets from the extra payment depends on how the servicer applies the money. |
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The loan amount and borrower performance in repaying the loan will be reported on the credit history of both the borrower and cosigner. |
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The reason you're being asked to cosign is because the borrower does not meet the lender's criteria for borrowing. |
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If you cosign a loan, you are agreeing to pay the loan in full if the borrower does not pay the debt. |
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In the example, a neural net is used to predict whether a borrower will be making timely payments. |
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Another borrower in Chapter 13 protection, Len Irvine of Belvedere, tells a similar story. |
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For example, a loan prepayment option allows the borrower to prepay the loan at any time. |
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The normal way a bank enforces its mortgage is to take legal action to sell the property to recover what the borrower owes under the mortgage. |
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It is also less than half the rate a moneylender would charge or what a poor borrower would end up paying for a bank loan. |
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A credit rating is a current assessment of the creditworthiness of a borrower with respect to a specified obligation. |
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The lender is aware of the risk entailed in such a program and is willing to take a chance on the borrower. |
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Example 1: A lender wishes to induce the borrower to prepay a low interest rate loan. |
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In some countries, there is a greater danger that a borrower will default on its debt payments. |
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A bill of exchange or negotiable instrument drawn by the borrower for payment at maturity and accepted by a bank. |
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The law says that, in cases where usurious interest rates have been applied, the borrower need repay only the principal. |
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The agents also provide an indemnity in the event of default by the borrower. |
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The provincial sales tax cannot be added to the mortgage amount and the borrower must pay the applicable provincial sales tax. |
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What they do is assess how likely a borrower is to be able to repay its debts and help those trading debt contracts in the secondary market. |
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Its troubles might even have an impact on Malaysia's standing as a sovereign borrower. |
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This analysis should notably allow the borrower to be classified by means of a risk rating. |
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These criteria should be clearly established, and understood by every borrower. |
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If the borrower does not have enough money to pay the insurance premium, the amount of the premium is added to the amount borrowed from the bank. |
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This implied interest rate was found to vary with general market conditions, the size of the loan, and the size of the borrower and lender. |
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The neighbour would then be responsible for the debt if the borrower did not pay it back. |
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Each borrower must enter into a Securities Loan Agreement with either of the agents. |
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Credit risk is the risk of loss due to the failure of a borrower or counterparty to fulfill its contractual obligations. |
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It indicates the capacity and willingness of a borrower to pay interest and principal in a timely manner. |
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As a result, the Fund may be subject to the credit risk of both the borrower and the lender that is selling the participation. |
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If there is more than one eligible borrower, the Protection will only apply to the portion of total employment income lost. |
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In most cases a judge will attempt to help both the borrower and the lender reach an agreement about how the outstanding debt can best be discharged. |
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The borrower loses credibility, respect, and the ability to participate in the market in the future. |
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For a borrower, these notes add up to a loan, which they then have to pay back over the term. |
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And because credit unions are run for the benefit of their members, a borrower may get a rebate at the end of the year if the credit union is in surplus. |
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Certainly the borrower will be liable for them since the information memorandum is its document, designed to be distributed to potential members of the syndicate. |
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The servicer is the company where you, the borrower, make your payment. |
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In the case of a corporate borrower the most relevant provisions are those concerned with attacking transactions at an undervalue, preferences, and certain floating charges. |
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The bank owes no duty to the borrower to assess his capacity to repay. |
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A right to make early repayments is usually available to the borrower. |
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The potential interest rate bill is limited to a calculable size, and a borrower can decide whether to invest this extra cash in buying a particular property. |
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It was charging an option premium of 2.83 per cent to enable a borrower to enter a swaption agreement at 3.5 per cent, fixed in a year's time for five years. |
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The lender can require the borrower to get additional insurance. |
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In order for a member of the group to borrow money, all members must be in agreement, as it is their role to back up the borrower and pay off the loan in the event that a payment is missed or the business fails. |
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If the lender won't give you a copy, ask the borrower for a copy. |
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The interest savers receive comes from the rate paid by a borrower, with P2P lenders making their money by taking a cut. |
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You are in fact a lower-risk borrower than it may seem to a distant lender, who evaluates you based on the job title written on your paystub. |
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Therefore the willingness of a borrower to deal with a foreign lender will be determined not only by the competitiveness of the mortgage, but also by the level of consumer protection that will apply to the foreign lender. |
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The borrower provides the payday lender with a post-dated cheque, or authorizes a direct withdrawal, for the value of the loan plus any interest or fees charged. |
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In the case of destruction or loss of the hypothecated property, the borrower shall obtain a replacement through a lost item suretyship and pay the costs related thereto. |
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The CFPB report also highlights a case where a borrower's cosigner declared bankruptcy without the borrower knowing. |
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It does not protect a borrower or the borrower's interest in the property. |
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This may be done by adding all borrowers' names to one statement or by sending separate statements to each borrower, depending on the bank's systems options and the information it has about borrowers. |
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Fannie and Freddie both buy mortgages on which the borrower has put down as little as three per cent of the purchase price, and they're giving an increasing number of loans to people with suspect credit histories. |
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Subsovereign governments are increasingly responsible for providing infrastructure, acting as borrower, concession granter, contractual counterparty, guarantor of municipal utilities, or local regulator. |
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However, the exemption is not available under an arrangement where the borrower could, in any circumstances, be obligated to pay cash because of the exercise of an exchange right by the lender. |
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The principal risk when lending securities is that the borrower might become insolvent or refuse to honor its obligations to return the securities. |
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The Trust may however, at any time, serve the borrower and the security issuer, a notice stipulating that it will thenceforth collect the dividends, interest and other income arising from the hypothecated property. |
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The opportunity to default is treated as a put option, since it enables the borrower to sell the property to the mortgagee at a price equal to the loan's outstanding balance. |
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There is also a risk that a borrower or mortgagor may default on its obligations or there may be a drop in the value of a property secured by the loan or mortgage. |
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The borrower must maintain insurance, without interruption, to cover the full replacement value of the mortgaged property until the mortgage is discharged. |
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They include short-term finance from pawnshops, whose operations are very simple and fast with low transaction costs for both lender and borrower. |
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It undertakes to stand in for the borrowers in the event of default and in such event is obligated to fulfill all the commitments of the borrower or borrowers concerned. |
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After the grace period, the borrower is given up to 10 years in which to repay the loan principal amount and interest. |
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Loans are cancelled if the borrower dies or becomes permanently unable to work. |
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The Master Promissory Note is an agreement between the lender and the borrower that promises to repay the loan. |
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In the past, nonapproved brokers could refer applicants to approved lenders and charge the borrower a fee. |
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If a man lend his horse to another and the borrower is injured, the lender is liable. |
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If the collection pieces have to undergo treatment or restoration before being loaned out, the costs for this shall be charged to the borrower, unless agreed otherwise. |
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The borrower would still lose title to the property, and the lender or the mortgage insurer may still take legal action against the borrower for any amount that is not repaid from the sale of the property. |
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They were the fault of the lender, the borrower, and the regulator. |
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So an assignee of associat ed rights will not enjoy the benefit of the Convention priority rule where its rights are to repayment of a loan made for the general purposes of the borrower and secured on an object. |
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Upon signing up a deal with a loan shark, the borrower understands that the lender keeps a stranglehold on him. |
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Credit and counterparty risk is the potential for loss due to the failure of a borrower, endorser, guarantor or counterparty to repay a loan or honour another predetermined financial obligation. |
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As the distance between borrower and ultimate bondholder increased, the quality of information tended to degrade and the prospects of predatory behaviour went up. |
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If a borrower terminates and repays the reverse mortgage within the rescission period, the insurance premium will be exempted. |
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The mortgage deed is an official document that specifies the mortgage conditions, along with the rights and obligations of the borrower and the financial institution. |
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All loans are fully amortized with no balloon payments or pre-payment penalties, which enable the borrower to secure a low monthly payment. |
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The borrower provides the lender a cheque, postdated to the borrower's next expected income payment date, for the total amount of principal, plus interest and other fees. |
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In order to qualify for a payday loan, the borrower generally must have identification, a personal chequing account and a pay stub or other proof of a regular income. |
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In the event of the insolvency of the lender selling a participation, the Fund may be treated as a general creditor of the lender and may not benefit from any set-off between the lender and the borrower. |
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Not surprisingly, the banks, which have had no choice but to offer loans regardless of the financial background or earning potential of the borrower, are wriggling out of the scheme. |
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The Commission therefore considers that there should be a markdown on the basic rate that a private borrower would offer, in order to take account of the funding liquidity risk. |
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The currency shall be placed into circulation through issue of cash to the banking institution in which the borrower maintains that account to which the cashier's check of the Federal Bank is deposited. |
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Credit granted to a risky borrower and including conditions for recalculating the interest rates which could go up to a doubling of the reimbursement. |
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Cash advances are small, short-term loans that are intended to help the borrower cover their expenses until they receive their next paycheck. |
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This means that the borrower will do everything in his power to conserve his business assets and thus assure repayment of his indebtedness, and that he is a man of his word. |
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A borrower paying 6 percent interest on a mortgage and earning just half a percent on a certificate of deposit might be in this category, he said. |
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The unique feature of this agreement is that DCA provides guarantees on behalf of municipal and private industrial borrowers, which means that the required collateral from the borrower is lower. |
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This dual role leads to a dual credit rating by the rating agencies, in its capacity as borrower and in its capacity as shareholder through the ratings given to public undertakings. |
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You can make specific changes to the installment plan if the borrower would like to increase or decrease the payment installment or change the day on which the installment is paid, for example. |
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If the borrower could no longer afford to keep up the payments, the longer he stayed in the home the more the interest bill mounted. |
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Guarantors are proven to affect borrower repayment behavior. |
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The rich ruleth over the poor, and the borrower is servant to the lender. |
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The loan is prepayable throughout the term on a sliding-scale basis, plus the borrower has an option to extend the term for an additional five years. |
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The repayment system offers a borrower grace period of 10 years or less during which payments only need to be made towards the interest on the loan. |
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If a borrower failed to pay off a loan fully, an investor protected by a credit default swap would be able to collect the outstanding amount from the insurance company. |
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The National Public Works and Services Bank will act as borrower for the WB loan, which in turn will reloan the funds to the Government of Oaxaca. |
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Lenders provide the borrower the opportunity to lock-in an interest rate and points on the loan product of choice prior to closing the mortgage loan transaction. |
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Books were so in demand during Charlemagne's time that these libraries lent out some books, but only if that borrower offered valuable collateral in return. |
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Once plans have been filed and the developer receives his building permit, the borrower intends to refinance the bridge loan with a bank construction loan. |
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The lender of a thing for use must indemnify the borrower for damage caused by defects or vices in it, which he knew at the time of lending, and concealed from the borrower. |
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